Does Sam’s Club Accept EBT Cards?

Does Sam’s Club Accept EBT Cards? Sam’s Club operates under a membership model and thus becomes confusing to people if they actually accept EBT cards.

Does Sam’s Club Accept EBT Cards

As you go through this article, you will find the answer to “Does Sam’s Club accept EBT Cards?”Yes,

Sam’s Club currently accepts EBT cards at all club locations. However, you must be a Member to purchase items in-club without incurring a service fee.

Sam’s Club warehouse clubs offer different kinds of food stamp-approved items for SNAP benefit redemption.

How Does EBT Work at Sam’s Club?

how EBT works at sam's club

If you are eligible to receive benefits, an account will be established in your name, and money is loaded onto your EBT card at the beginning of each month.

You will receive a plastic card, like a bank debit card for making qualified purchases with your benefits.

To use the card, you will need to select a secret PIN (Personal Identification Number) which will be explained to you by the local worker.

If you qualify for Supplemental Nutrition Assistance Program (SNAP) benefits at Sam’s Club, you can use your card to:

  • Purchase selected items at any of their available point-of-sale registers.

However, once you’ve spent the money on the card for the month, you need to wait until the beginning of the next month for it to refill.

If you qualify for WV Works/Cash and Child Support Incentive benefits, you can use your card to:

  • Benefits can be withdrawn from any QUEST® ATM located worldwide or in West Virginia.
  • Pay for purchases at the store.
  • With a purchase at the shop, you will receive payment back.


Check Your EBT Card Balance

Check Your EBT Card Balance

Your current EBT card balance is something you should be aware of before using your food stamp benefits at Trader Joe’s.

Not having enough money on your EBT card could be bad for you especially if the transaction is larger than the available EBT card balance.

This usually results in your transaction not being processed. You have to pay an extra difference with another form of payment such as cash or credit as discussed above.

Once you are on the page. Check out our list of EBT Card Balances by State if you need help checking your EBT Card balance.

To access your current EBT Card Balance, choose the state where you are receiving benefits and follow the steps.


When purchasing items that are classified as prepared food, you cannot use your SNAP EBT card.

You cannot purchase any non-food goods, including supplements, medications, or anything else.

Sam’s Club does not presently accept SNAP EBT Cards for online grocery purchases – only in-store use.

But, you can order goods from Walmart online for pickup or delivery to your house using your EBT Card.

Frequently Asked Questions

Does Sam’s Club Accept EBT? Yes. You can use EBT (Electronic Benefit Transfer) at ALL Sam’s Club in the United States.

Guest membership charges a 10% service fee / surcharge per online order. Guest membership is not available in-club or for making club purchases. Curbside Pickup and Scan & Go are exclusive to members and not available for guests. Café and liquor purchases do not require an active Membership.

Walmart Plus is a paid subscription service for purchasing a plethora of products that Walmart carries online and in stores, including groceries. If you sign up, you’ll receive perks and benefits when shopping at Walmart and Walmart-owned companies like Sam’s Club,, and Bonobos

Once you open the Scan & Go mobile application and finish scanning your items, you will proceed to a checkout screen. Members will see “Add an EBT card” once they go to checkout. After their EBT SNAP card is added and they “Slide to pay”, they will have a prompt to verify their PIN.

The credit score needed for the Sam’s Club® Credit Card is at least 700. That’s in the “good” credit range but barely meeting a card’s minimum requirements is far from the ticket to high approval odds. You’ll need income to make your payments, and the issuer will look at several other factors, too.

EBT cardholders are able to use their benefit cards for online purchasing at Safeway, Amazon, Walmart, and more.

Government guidelines are strict: SNAP is intended to provide food, which means you can buy fruits and vegetables, meats, fish, poultry, dairy products, breads and cereals, baby food and formula, and nonalcoholic beverages with an EBT card.

For security purposes, ONLY YOU, the member on record, may use your Membership card. Household and Business add-on members also are barred from lending their cards to others.

Non-members can also shop in-store at Sam’s Club, albeit not regularly. You can get a one-day guest pass if you want to do this. The pass itself will cost you nothing. However, you’ll pay a 10% service fee on your purchases.

Key points. A Sam’s Club Plus membership costs $100 a year, $55 more than the basic membership. A Sam’s Club Plus membership gives you free shipping on eligible online orders, 2% Sam’s Cash up to $500, early shopping hours, and free select prescriptions and other discounts.

Caveats aside, Sam’s Club came out ahead on almost every product. On a per-item basis, it cost around 25% less than Walmart and almost 10% less than Costco.

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