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Where can I get Money from my EBT Card for Free? Is it Possible?

– Where can I get Money from my EBT Card for Free? –

Where can I get Money from my Ebt Card for Free? If you need to know if you can withdraw money from your ebt card for free. By knowing the facts about your EBT card, you can get ALL of your cash benefits each month and pay NO surcharges or transaction fees!

Where can I get Money from my EBT Card for Free?

Can I withdraw cash from an ATM with my SNAP EBT card?

Supplemental Nutrition Assistance Program (SNAP) benefits provided to clients on their Electronic Benefits Transfer (EBT) cards may only be used to purchase eligible food items at allowed retailers.

Cash assistance benefits (such as Temporary Assistance for Needy Families, or TANF) that may be included on the same card are not administered by the Food and Nutrition Service (FNS) or the U.S. Department of Agriculture (USDA). TANF is administered by the U.S. Department of Health and Human Services, and rules on cash assistance may vary from State to State.

What is the Electronic Benefits Transfer (EBT)?

Electronic Benefits Transfer (EBT) is an electronic system that allows a recipient to allow transfer their government benefits from a federal account to a retailer account to pay for products received.

EBT is used in all 50 states, the District of Columbia, Puerto Rico, the Virgin Islands, and Guam. SNAP EBT has been implemented in all states since June of 2004.

  • EBT = electronic benefits transfer.
  • EBT card = a card that looks and works like a debit or credit card but is loaded with food stamps and/or cash benefits. You can use it at stores that accept EBT.

Important Points to Know when Using Your Card

  • Keep your card in your card sleeve and in a safe place when you are not using
  • Sign the back of your
  • Do not write on or scratch the black stripe on the back of your
  • Do not put your card near magnets. If your card is damaged or bent, it will need to be replaced by your local help
  • If your card is lost, stolen, or damaged, you must first call your EBT Customer Service

How to Use Your EBT Card at a Store for Free

  1. Before you shop, check your last receipt to find out how much money is in your account, or call 1-888-328-6399 for your balance. This is a free.
  2. Most food stores accept the EBT Card. Look for the sign on the door or window of the.
  3. Many stores that do not display the sign will accept the card. If you do not see the sign, ask a clerk before.
  4. At check-out, your card is swiped through the machine by you or the store
  5. Follow the directions on the machine to enter your PIN. Only you should enter your Pin.
  6. Tell the cashier how much money to enter, or enter the amount yourself.
  7. Always check your receipt to make sure that the amount on the EBT purchase is the same as the grocery

How to Use your EBT Card at an Automated Teller Machine for Free


Choose an ATM in a place where you feel safe. Always follow directions on the ATM.

  • Put your card in the machine.
  • Enter your PIN.
  • Never let anyone see you enter your pin
  • Enter the dollar amount you want
  • Take your cash, card, and receipt so you will know how much you have left in your account
  • Check the receipt to make sure it is the same as the amount you just withdrew


  • You will have two (2) free ATM withdrawals each month at ATMs which do not
  • Each extra ATM withdrawal will cost you a 50¢ fee even at ATMs that do not
  • This fee will be automatically taken out of your cash benefit. You will not receive any other notification that this fee is being charged.

EBT Card Fees

There are two types of fees. These are Surcharges and Transaction Fees. You can avoid paying these fees if you know how to.


Some ATM owners charge a surcharge for using their ATMs, usually between $1.00 and $4.00. Some ATMs are surcharge-free.

Your county office can provide a list of Surcharge-free ATMs in your county, or view the list on the EBT Client Website Here 

Read Also:


Transaction Fees

Each month you can make four (4) cash-only withdrawals from your EBT account without paying a transaction fee.

After four cash only withdrawals in one month, you will be charged an 80-cent transaction fee for each additional cash-only withdrawal you make with your EBT card from an ATM.


Bottom Line

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