Credit Card Online Login For Citizens Bank – Steps And Other Details

Citizens Bank Credit Card Online Login: If you are looking for a checking account with an easily avoidable monthly fee, Citizens are a good option. Look elsewhere if you’re living in the other 39 states or looking for high-yielding deposits.

Citizens Bank offers a variety of financial services for their customers and also a variety of platforms to complete their transactions smoothly.

One of the easiest ways to do so is by enrolling. For an online account with Citizens Bank, where you can monitor your credit card’s transactions, make payments or set alerts.

Savings Accounts

The Citizens Bank Platinum Plus Savings account has an APY lower than the national average. There is no minimum balance required to earn the top APY.

Citizens Bank has a unique savings account called the CollegeSaver. Which will give your child $1,000 bonus when he or she turns 18 if you open it before your child’s 12th birthday.

Save the required monthly minimum amount  which is $25. If the child is under six years old at account opening and $50 if the child is 6 or older, but under 12 years old at account opening.

Pros

• College-saver program gives your child a $1,000 bonus when they turn 18 and meet the program requirements.

• An ATM card is available for this account. Or a savings account can be added to a debit card if the checking account is primary on the card.

• There is no minimum balance to open the Citizens Bank Platinum Plus Savings account.

Cons

• There are much higher APYs elsewhere to grow your child’s money.

• With the College-saver, you’re only allowed to miss one monthly deposit each year to still be eligible for the $1,000 bonus.

• College-saver earns below the national average APY on all balances.

Checking Accounts

Citizens Bank Platinum Plus Checking offers the highest interest rates of Citizen’s checking accounts. The $25 monthly fee is waivable with $25,000 in combined monthly balances and either $5,000 deposits per pay period or an average daily checking balance of $10,000.

Any amount can open the account and four transactions outside the Citizen Bank ATM network are free. Citizens charges $35 per item paid on overdrawn accounts.

Other options include One Deposit Checking, which has a waivable $9.99 monthly maintenance fee but no interest, and the Citizens Bank Platinum Checking with a $25 fee and tiered-interest rates.

Pros

• Customers can earn interest on all balances with tiered rates.

• Any amount can open the account.

Cons

• Conditions to waive monthly fee are high.

• Interest rates are lower than those offered by other financial institutions.

Money Market Accounts

To get the Citizens Bank Platinum Plus Money Market account, you needed to have the Platinum Checking, which requires $25,000 in combined monthly balances at Citizens Bank.

There is no minimum deposit to open the account. Promotional rates are also available for customers with a minimum balance of $25,000.

Pros

• Promotional APY is decent for a brick-and-mortar bank.

• No fee for checks.

• The account has check-writing privileges.

Cons

• Minimum balance to earn the promotional APY is $25,000.

• Once promotional offer on the Citizens Bank Platinum Plus Money Market ends, the standard offer is just a few basis points over the national average APY on $250,000 or more.

• The account only allows you to write three checks per month, which is below Regulation D limitations of six per statement cycle of at least four weeks.

Bank Experience

At Citizens Bank, you will have access to 1,150 branches and 2,900 ATMs in 11 states. You can use the bank’s mobile app to send money to someone with Zelle, deposit your checks and more. You can also reach Citizens Bank 24 hours a day, seven days a week.

The bank also makes available calculators to help you budget — but you’re entering the data, rather than the technology doing the chore for you.

Citizens also makes available Goal Track Savings, a digital tool that lets savings customers track their progress on their savings goals.

Read Also: Gateway.ga.gov Login: Steps on How You Can Log in

To Learn How Login

Steps on Citizens Bank Credit Card Online Login

Step 1:

Open your preferred web browser and go webpage

Step 2:

In the main tabs of the page, select the last one which reads Login.

Step 3:

In the new page that opens, enter your User ID and Password and click Login & Acceptance.

If you have entered your login credentials correctly, you will be allowed to access your online Citizens Bank account.

Forgot Password

Also if it so happens your credentials were incorrect, no worries! Follow these steps to renew your password;

Step 1- In the same Login page, you will see two links next to the User ID and Password fields. Depending on the information you which retrieve, click Forgot User ID? or Forgot Password?

Step 2:

To verify your identity, enter your User ID, the last four digits of your Social Security Number, your ATM/Debit Card Number and your ATM/Debit Card PIN Number. Click Next.

Follow the next two steps to complete password renewal if your credentials are correct, including selecting your new password and confirming the update.

How to Enroll

To learn how to enroll, start as you would the other two processes:

Step 1:

In the Log In page, click the link that reads Enroll Now in the help section next to the Login fields.

Step 2:

Enter your Account Number, the last four digits of your Social Security Number, Your ATM/Debit Card Number and Pin. Click Next.