Does Subway Accept EBT? Subway Locations That Accept EBT

Many people often find themselves asking this question “Does Subway accept EBT?” Yes, but not all EBT Cardholders are eligible. This article will review subway locations that take EBT recipients who qualify.

Does Subway Accept EBT? Subway Locations That Accept EBT

Subway is a popular American fast food restaurant franchise that specializes in subs and salads. It’s best known for it’s customized subs, fresh ingredients, and fast service. Also, with over 44,000 locations around the United States, chances are there is a Subway in your local area.

Many Subways in states that have restaurant meal programs accept EBT. Some Subways in states without restaurant meal programs might accept EBT but will only do so for cold items.

Furthermore, we couldn’t locate any Subways outside of the restaurant meal program states that accept EBT. Subway can only accept EBT cards for purchases made in-store.

How does EBT Work at Subway?

How does EBT Work at Subway?

If you are eligible to receive benefits, simply order any EBT approved item (cold sub or salad) from the Subway employee, customize your sub or salad as you wish, and checkout as normal at the cash register.

This can only as your account is established in your name and money is loaded onto your EBT card at the beginning of each month. With that, you will receive a plastic card, like a bank debit card for making qualified purchases with your benefits.

To use the card, you will need to select a secret PIN (Personal Identification Number) which will be explained to you by the local worker.

However, if you qualify for Supplemental Nutrition Assistance Program (SNAP) benefits at Subway, you can use your card to purchase selected any items at any of their available point-of-sale registers at Subway.

What you can Buy with EBT at Subway

If you are currently on EBT, you are probably aware that the EBT Card is intended for you to buy food to make at home. This means that you are not allowed to buy food that can be eaten at the location, including hot food, deli food, and fast food.

However, the USDA has made exceptions, in what is called the Restaurant Meal Program, which we will review below. For those that are not part of the Restaurant Meal Program, here is what you are allowed to buy with your EBT Card:

  • breads and cereals;
  • fruits and vegetables;
  • meats, fish and poultry; and
  • dairy products.
  • Seeds and plants which produce food for the household to eat.

You are not allowed to use your EBT Card to purchase the following items.

  • Beer, wine, liquor, cigarettes or tobacco
  • Any nonfood items, such as:
  • pet foods
  • soaps, paper products
  • household supplies
  • Vitamins and medicines
  • Food that will be eaten in the store
  • Hot foods

USDA’s Restaurant Meal Program

The Restaurant Meal Program was introduced in 1978 by the United States Department of Agriculture (USDA). The goal of The Restaurant Meal Program (RMP) is to help prevent hunger among the Elderly, Disabled & Homeless.

However, to qualify, eligible EBT Cardholders must have gross income below the federal poverty line. Note also that the program allows these three categories of people to use their EBT card to buy food at approved low-cost restaurants.

Always Check your EBT Card Balance

What you should be aware of before redeeming your food stamp benefits at Subway is your current EBT card balance. Not having enough money on your EBT card could be bad for you especially if the transaction is larger than the available EBT card balance.

This will result in your transaction not been processed.  You have to pay an extra difference with another form of payment such as cash or credit as discussed above.

Subway Locations that Accept EBT Cards, by State

These are the locations we were able to confirm accept EBT cards, by state. All of these states have restaurant meal programs.


In Arizona, you can use your EBT card at many Subway restaurants if you’ve registered for the state restaurant meals program, which operates throughout the entire state. Also, you must be elderly, homeless, or disabled to register for the program.

However, there are 61 Subways in Arizona that accept EBT cards — so many that it would be counterproductive to list them out here. Instead, refer to this list of restaurant meal program approved restaurants.


You can use your EBT card at Subway if you qualify and register for the restaurant meal program. To do so, you must be homeless, elderly, or disabled, and register for restaurant meal program benefits in a county that administers the restaurant meal program. Participating counties include:

  • Alameda
  • Los Angeles
  • Sacramento
  • San Francisco
  • San Luis Obisp
  • Santa Clara, and
  • Santa Cruz counties.

There are hundreds of Subways in California that accept EBT cards — so many that it would be counterproductive to list them all for you here.

Instead, use to search for a Subway that takes EBT cards. Additionally, you’ll only find them in those seven counties that administer restaurant meal programs. Select your county, and type “subway” into the “retailer/bank name” box.

Rhode Island

To qualify for restaurant meals in Rhode Island, you must be homeless, disabled, or elderly. Even more, the program operates throughout the entire state.

Here is the 10 Subways accept EBT cards for meals in Rhode Island:

  • 255 Weybossett Street, Providence
  • 2 Kennedy Plaza, Providence
  • 719 Westminster Street, Providence
  • 583 Elmwood Avenue, Providence
  • 962 Cranston Street, Cranston
  • 483 Clinton Street, Woonsocket
  • 104 Broadway Unit 1A, Newport
  • 614 Pawtucket Avenue, Pawtucket
  • 310 Broad Street, Central Falls
  • 258 Post Road, Westerly (inside Walmart)

You can visit our article “Where Can EBT Card be Used” for a complete guide on Restaurants, groceries stores, banks, that uses EBT card.


1. Can the government tell what I bought with my EBT card?

The EBT system does not keep a record of what you buy.

2. Is my personal information in the EBT system kept private?

Yes. Information about clients in the EBT system is under the same privacy rules that govern the CalFresh Program and CalWORKs.

3. Can I buy baby food or infant formula using EBT benefits?

Yes, you can use your SNAP benefits to buy baby food.  This includes infant formula, cereals, juices, and baby food in boxes and jars.

Some Subway locations take EBT cards based on the state and local rules, many do not accept the program. However, in areas that do accommodate the restaurant meal program, it is best to check with the selected store.

We hope this article has been helpful to you. Please share it with anyone who you think will appreciate the information!

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