Many people often ask this question “Does Subway accept EBT?” Yes, but not all EBT Cardholders are eligible. This article will review subway locations that take EBT recipients who qualify.
All About Subway
Subway is a popular American fast-food restaurant franchise that specializes in subs and salads. It’s best known for its customized subs, fresh ingredients, and fast service.
Also, with over 44,000 locations around the United States, chances are there is a Subway in your local area.
How Does EBT Work at Subway?
If you are eligible to receive benefits, simply order any EBT-approved item (cold sub or salad) from the Subway employee, customize your sub or salad as you wish, and checkout as normal at the cash register.
This can only be as your account is established in your name and money is loaded onto your EBT card at the beginning of each month.
With that, you will receive a plastic card, like a bank debit card for making qualified purchases with your benefits.
To use the card, you will need to select a secret PIN (Personal Identification Number) which will be explained to you by the local worker.
However, if you qualify for Supplemental Nutrition Assistance Program (SNAP) benefits at Subway, you can use your card to purchase selected items at any of their available point-of-sale registers at Subway.
What you Can Buy with EBT at Subway
If you are currently on EBT, you know probably that the EBT Card is intended for you to buy food to make at home.
This means that you may not buy food that can be eaten at the location, including hot food, deli food, and fast food.
However, the USDA has made exceptions, in what is called the Restaurant Meal Program, which we will review below.
For those that are not part of the Restaurant Meal Program, here is what you are allowed to buy with your EBT Card:
- bread and cereals;
- fruits and vegetables;
- meats, fish, and poultry; and
- dairy products.
- Seeds and plants that produce food for the household to eat.
You may not use your EBT card to purchase the following items.
- Beer, wine, liquor, cigarettes, or tobacco
- Any nonfood items, such as:
- pet foods
- soaps, paper products
- household supplies
- Vitamins and medicines
- Food that will be eaten in the store
- Hot foods
USDA’s Restaurant Meal Program
The United States Department of Agriculture (USDA introduced the Restaurant Meal Program in 1978). The goal of The Restaurant Meal Program (RMP) is to help prevent hunger among the Elderly, Disabled & Homeless.
However, to qualify, eligible EBT Cardholders must have a gross income below the federal poverty line.
Note also that the program allows these three categories of people to use their EBT cards to buy food at approved low-cost restaurants.
Always Check your EBT Card Balance
What you should know before redeeming your food stamp benefits at Subway is your current EBT card balance.
Not having enough money on your EBT card could be bad for you, especially if the transaction is larger than the available EBT card balance.
This will cause your transaction not to be processed. Pay an extra difference with another form of payment, such as cash or credit as discussed above.
States with Subway Locations that Accept EBT Cards
These are the locations we could confirm accept EBT cards, by state. All of these states have restaurant meal programs.
In Arizona, you can use your EBT card at many Subway restaurants if you’ve registered for the state restaurant meals program, which operates throughout the entire state.
Also, you must be elderly, homeless, or disabled to register for the program.
However, there are 61 Subways in Arizona that accept EBT cards — so many that it would be counterproductive to list them here.
Instead, refer to this list of restaurant meal program-approved restaurants.
You can use your EBT card at Subway if you qualify and register for the restaurant meal program.
To do so, you must be homeless, elderly, or disabled, and register for restaurant meal program benefits in a county that administers the restaurant meal program. Participating counties include:
- Los Angeles
- San Francisco
- San Luis Obispo
- Santa Clara, and
- Santa Cruz counties.
There are hundreds of Subways in California that accept EBT cards — so many that it would be counterproductive to list them all for you here.
Instead, use ebt.ca.gov to search for a Subway that takes EBT cards. Additionally, you’ll only find them in those seven counties that administer restaurant meal programs.
Select your county, and type “subway” into the “retailer/bank name” box.
To qualify for restaurant meals in Rhode Island, you must be homeless, disabled, or elderly. Even more, the program operates throughout the entire state.
Here are the 10 Subways that accept EBT cards for meals in Rhode Island:
- 255 Weybossett Street, Providence
- 2 Kennedy Plaza, Providence
- 719 Westminster Street, Providence
- 583 Elmwood Avenue, Providence
- 962 Cranston Street, Cranston
- 483 Clinton Street, Woonsocket
- 104 Broadway Unit 1A, Newport
- 614 Pawtucket Avenue, Pawtucket
- 310 Broad Street, Central Falls
- 258 Post Road, Westerly (inside Walmart)
You can visit our article “Where Can EBT Card be Used” for a complete guide on Restaurants, groceries stores, and banks, that uses EBT card.
Some Subway locations take EBT cards based on state and local rules, and many do not accept the program.
However, in areas that accommodate the restaurant meal program, it is best to check with the selected store.