Smartphone (Safelink offers a free smartphone with limited calling and internet for people on government assistance)
Checking or savings account (my suggestion for a great bank is Chime Bank. No fees plus they round up your purchases to the nearest dollar and put into savings.
At the end of the month they pay you 10% on top of those savings, plus there is a $50 bonus for signing up when you have direct deposit). This isn’t completely necessary if you prefer gift cards to cash or if you don’t mind paying with PayPal.
How to Get Cash From Food Stamps
You will need to download and register with these apps:
Now that you have downloaded and registered with these apps, you are ready to make a shopping list. Open the app and look through all the rebates to find items that appeal to you (make sure to read fine print so you know that you are getting the correct items).
Ibotta tends to add new rebates on Wednesday mornings while Checkout 51 is on Thursday mornings. I personally like to use Facebook pages and groups to help me find the best deals. Here is a list of pages I like:
Now that you have made your grocery list, go ahead and do your shopping. Make sure to buy those items that are rebates on Ibotta and Checkout 51 and go ahead and pay with your EBT card as you normally would.
Once you get home, you will need to upload your receipt and scan the UPC codes (not all items require UPC code scanning) into these apps. They walk you right through it. It is super simple. It will take 48 hours or less to receive your rebates.
Once you receive your Ibotta credit, you will have to transfer your funds to PayPal ($20 min to cash out). This is instant. Once your funds are in your PayPal account, you can use them from there or you can transfer them to your checking/savings account. This typically takes 1-2 business days.
Once you receive your Checkout 51 credit, you can cash out ($20 min) to have a check mailed to you. Some people have the option to cash out with PayPal (I do not) but apparently it takes longer than having them mail you a check so I don’t recommend that.
So there you have it. This is how you can use your SNAP benefits and still turn them to cash. It can be a little overwhelming at first but if you stick to it, you will be turning 50-75% of those SNAP benefits into cash to help you get ahead.
Alternative Apps That Can Be Used
Fetch Rewards (code R4TJG)
How can I get cash?
Assuming that you get cash benefits (e.g. TANF), some stores will let you get cash back above the cost of your purchase. Some stores will allow a cash withdrawal without a purchase. The store policy controls.
Now of course this can also be done by people that aren’t on food assistance. Once you have started, you will ask yourself why you weren’t doing this sooner.
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