I-Speech-Language Pathology Student Loan 2023 Ukukhokhelwa Kokuxolelwa

Ingabe ukhathazekile ngokuthi ungayikhokha kahle kangakanani imalimboleko yakho yabafundi be-pathology? Ungakhathazeki, lokhu okuthunyelwe kuzokusiza ngezinye izinketho nemisebenzi okufanele ikusize ekukhokheleni imali ebolekiwe yomfundi. Ake sicwilise!

I-Speech-Language Pathology

Uhlolojikelele lwe-Speech-Language Pathology

Ngokusho kwe-Bureau of Labor Statistics, umholo ojwayelekile wezifo zokukhuluma ngo-2017 wawungu-$76,610. Kodwa-ke, ukuthola iziqu zakho ukukhubazeka kolimi lokukhuluma kungabiza.

Izindleko ezimaphakathi zedigri ye-speechology degree zingahluka kuye ngokuthi uhlala kuphi uma usendaweni noma ungaphandle kwesifunda, futhi uma uya esikoleni sikahulumeni noma esizimele.

Iziqu zeBachelor ezivela ekolishi elingaphandle kwezwe zingakubuyisela emuva $ 36,065 ngonyaka noma i- $ 144,260 ngeziqu zeminyaka emine, ngokusho kwesayithi IkholishiCalc.org.

I-Speech Language Pathology Uhlelo Lokukhokha Imalimboleko Yomfundi 2023

Njenge udokotela wezifo zolimi, kunezinhlelo eziningi zokukhokha nezinketho. Lezi zisethwe uhulumeni wobumbano ukuze usize ngesikweletu sakho semali mboleko yabafundi. Ngezansi ezinye zezinketho ezisohlwini.

Isevisi Yomphakathi Yokukhokhela Ukuthethelela

Uma usebenza enhlanganweni engenzi nzuzo noma enhlanganweni kahulumeni, ungathola ukuthi zonke izimalimboleko zakho zabafundi zixolelwe ngaphansi kohlelo Lokuxolelwa Kwemali mboleko Yomsebenzi Womphakathi (PSLF).

Ngakolunye uhlangothi, uzoba nomholo ophansi osebenza emkhakheni womphakathi, kepha-ke ngemuva kweminyaka eyishumi yokusebenza kanye nezinkokhelo eziyi-10, ungafaneleka ukuthola okusele kwebhalansi yemalimboleko yakho yomfundi uxolelwe.

Ngakho-ke uma ushaya intethelelo yemalimboleko yokugula ngezifo - okusho ukuthi sonke isikweletu sakho asisekho - lokhu ukubheja kwakho okuhle kakhulu. Qaphela lapho, kunezidingo ezithile zokufaneleka okufanele uzihlangabezane nazo.

Kufanele usebenze ngokugcwele enhlanganweni efanelekayo noma engenzi-nzuzo, ngokugcizelela kulabo abafanelekayo. Awukwenzi lokho kuzimisela, ngakho-ke kungcono ukuxhumana nomsizi wakho wemalimboleko futhi njalo uthumele ifomu Lokuqinisekisa Intela Lokuxolelwa Imalimboleko Yabasebenzi Bomphakathi ukuze uqiniseke ukuthi usesendleleni.

Kepha uma uhlala ngaphezulu kwesitifiketi sakho sokuqashwa futhi udlala ngemithetho, lokhu kungaba ukubheja okuhle.

Uhlelo Lokuxolelwa Kwothisha

Ngabe usebenza esikoleni esinemali ephansi noma inhlangano yezemfundo njenge-SLP? Ungakufanelekela ukukhuphukela ku- $ 17,500 ngentethelelo yemalimboleko yokugula kwezinkulumo ngaphansi kohlelo lokuThethelela iMalimboleko Yothisha.

Ukuze ufanelekele lolu hlelo, kufanele ufundise ngokugcwele esikoleni esifanelekayo noma enhlanganweni iminyaka emihlanu elandelanayo.

Uma umusha kulo msebenzi nokufundisa, le ndlela yokukhetha uhlelo lokuxolelwa kwemali mboleko yokukhuluma idinga okungaphezulu kakhulu kothisha, kuya ngokuthi ufundisa liphi ibanga.

Uma uneminyaka ethile ungaphansi kwebhande lakho, kunezinye izidingo eziqondene nesihloko nolwazi okufanele uluthole ukuze ufanelekele lolu hlelo.

Ukufaneleka

Ngaphezu kokusebenza esikoleni esifanelekile esihola kancane, kufanele ube yilokho okubhekwa “njengothisha oqeqeshwe kakhulu” oseqede iminyaka emihlanu yenkonzo. Ngakho-ke lokho kusho ukuthini?

Ngokuya ngewebhusayithi yeFederal Student Aid, uthisha oqeqeshwe kakhulu ngumuntu:

  • Ineziqu zeBachelor
  • Inesitifiketi esiqondene nombuso sokufundisa
  • Ukuma okuhle nesitifiketi

Ngemva kweminyaka emihlanu yenkonzo, ungafaka Isicelo sakho Sokuthethelela Imali Yokubolekwa Kothisha ukuze uthole intethelelo yemali mboleko yokugula ngenkulumo.

Umfundi We-Speech-Language Pathology

Inkokhelo eqhutshwa yimali engenayo

Izinhlelo zokubuyisela eziqhutshwa yimali engenayo zivumela ababoleki ukuthi bakhokhe ingxenye encane kuphela yeholo labo lokuzikhethela njalo ngenyanga emalimboleko yabo yabafundi. Uma usenayo ibhalansi ngemva kwesikhathi eside sokukhokha - iminyaka engu-20 noma engu-25 - yonke imali oyibolekiwe izothethelelwa.

Nakuba lokho kungase kubonakale njengekhadi lakho lokuphuma ejele, akunjalo. Uma ulondolozela izintela ezengeziwe futhi uyidlale ngobuhlakani kungase kube umnyakazo onenzuzo enkulu. Ngokuya ngokufaneleka kwakho, nokuthi yini ethathwa njengengcono kakhulu isisebenzi sakho semalimboleko ongakhetha ukuba kuyo:

  • Uhlelo lokukhokha olusekelwe emalini (IBR)
  • Uhlelo Lokukhokha Olungenayo Imali Engenayo (ICR)
  • Khokha Njengoba Uhola (PAYE)
  • Inkokhelo Ebukeziwe Njengoba Uthola (REPAYE)

Ukuxhaswa kabusha njengenketho yokukhokha

Uma ungafuni ngempela ukuthethelelwa kwemalimboleko yokugula kwamapayipi kodwa ufuna ukukhipha imali mboleko yakho ngokushesha, ukuphinda unike imali kungakusiza ukuthi ukhokhe isikweletu ngokushesha.

Kanjani? Ngokwehlisa izinga lenzalo yakho ugcina usukhokha inzalo encane. Futhi ungabeka lezo zimali ezengeziwe kubhalansi yakho eyinhloko.

Kunezinkampani eziningi ezixhasa kabusha imali mboleko yabafundi laphaya, ngayinye enezidingo ezahlukahlukene zokufaneleka. Ukusebenza nenye yalezi zinkampani, ugcina usuthola imali mboleko yokuxhasa kabusha ekhokhela izimalimboleko zakho zamanje zabafundi.

Ngemuva kwalokho, isikweletu sakho asisekho. Kepha-ke, usenayo imali mboleko yakho oyikhokhela kabusha. Kepha ngethemba ngezinga elingcono nangesikhathi esingcono sokukhokha esikusebenzelayo.

Ububi bokubuyisela imali ukuthi ugcina uyeka izinketho zokubuyisela imali ezuzisayo njengokuxolela imali mboleko yabafundi kanye nokubuyisela imali engenayo. Lokho kuningi okumele ukwenze ukuze ufune ukwenza isiqiniseko sokuthi kunengqondo.

Inkokhelo Yemalimboleko Yesitshudeni Exhaswe Umqashi

Inketho eyodwa ongayilandela ukuvumela ifayela lakho le- umqashi siza unyawo lomthethosivivinywa wemfundo yakho. Ngisho ukuthi usebenzisa i-degree yakho kahle, ngakho-ke kungani?

A Glassdoor ukuseshwa kwemisebenzi kukhombisa ukuthi kunemisebenzi yolimi lokukhuluma lapho kunikezwa khona izinhlelo zokukhokha imali mboleko yabafundi. Le nzuzo ingasiza ekunciphiseni umthwalo wesikweletu futhi ibe ngumhlomulo omuhle wesisebenzi.

Funda Futhi:

Inkulumo-Ulimi Imisebenzi yePathology

I-Speech-Language Pathology

I-Pathologist Yokukhuluma Nolimi - Isikole Esizimele

Impilo Yokuziphatha Ethuthukile ye-Devereux - Mount Mount Kisco, NY

Ukuba a Inkulumo nodokotela wezifo zolimi inezinzuzo zayo. Usizo lokufunda nokufaneleka kokubolekwa imali. Isitifiketi Se-NYS Ekukhulumeni Nasolimini okulinganiselwa: $58,000 - $84,000 ngonyaka

I-Speech-Language Pathologist - Imisebenzi Yezingane

I-Heartspring - Wichita, KS

Ukusebenza kwa-Heartspring kungakwenza ufanelekele Ukuthethelelwa Kwemalimboleko Yomfundi Wenkonzo Kahulumeni. Kufanele ube nelayisense yamanje ye-Kansas Speech-Language Pathology noma ilinganiselwa: $55,000 - $71,000 ngonyaka.

19-20 Sy – Ancillary – Speech & Language Pathologist-Edc

Izikole ZaseGallup-McKinley County - Gallup, NM

Isazi sezifo zolimi lwenkulumo, pre k-12. Isazi sezifo zenkulumo nolimi (izikhundla ezi-5). Thuthukisa futhi usebenzise amasu okungenelela ekukhulumeni nolimi ngesilinganiso: $52,000 - $69,000 ngonyaka.

On Pathology Ulimi lwenkulumo yocingo

Amakhaya nezinsizakalo zasePresbyterian - eCambridge, MN

Amakhono Olimi Lokukhuluma kanye nokuhlola nokugwinya nokwelashwa. I-Presbyterian Homes & Services (PHS) ifuna Isazi Sezifo Zolimi Lwenkulumo lapho sishayela khona imali elinganiselwa: $56,000 – $83,000 ngonyaka.

Ulimi Lwezinkulumo I-Pathologist PRN

IGreenview Regional Hospital - iB Bowling Green, KY

Isibhedlela Sesifunda i-TriStar Greenview okwamanje sifuna uDokotela Wezifo Zokukhuluma Ngolimi. I-Speech-Language Pathologist inesibopho sokuhlela isilinganiso: $60,000 - $84,000 ngonyaka.

Umhlinzeki Wenkulumo - Ukungenelela Kwangaphambi kwesikhathi

IBarber National Institute - Erie, PA

Iziqu ze-Master ku-Speech-Language Pathology. Ifanelekele I-Federal Student Loan Forgiveness. Siza izingane kusukela ekuzalweni kuye eminyakeni emihlanu ukuthi zifunde futhi zikhule ngesikhathi esilinganiselwa: $56,000 - $73,000 ngonyaka.

I-Speech Therapist IRF PRN

Isikhungo Sezokwelapha Somhlangano - IHermitage, TN

Izingcweti ze-Speech and Language Pathology. Ukubuyisela Imali Yezifundo kanye Nezinhlelo Zokuthethelela Imali Yomfundi. Umgomo wethu- Ngaphezu kwakho konke okunye, sizinikele ekunakekelweni okulinganiselwe: $63,000 – $87,000 ngonyaka.

I-Speech-Language Pathology

Funda Futhi:

I-Takeaway

Yize isifo sokukhuluma siwumsebenzi onamakhono aphezulu futhi siwusizo emiphakathini, asizi nezinto ezifanayo ezitholwa abanye abantu basezimbonini zezokwelapha noma zezempilo.

Ngokungafani nodokotela noma abahlengikazi, abangakwazi ukusizakala ngezinhlelo eziningi zombuso ukuze basize ekukhokheleni imali mboleko yabo, azikho ngempela izinketho ezisekelwe kuhulumeni zokuthethelelwa kwemali mboleko yesifo sokukhuluma.

Thola lesi sihloko siwusizo? Yabelana ngesixhumanisi bese ubhalisela leli khasi. Lokhu kukwenza ukwazi ukuthola izibuyekezo ezengeziwe kokuthunyelwe okuhlobene.

Okuthunyelwe okufanayo

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