Vanilla Visa Review:Is the Vanilla Visa Gift Card Scam or Legit?

Vanilla Visa Review: Is the Vanilla Visa Gift Card Scam or Legit?

Is the Vanilla Visa Gift Card Scam or Legit? Are you looking for a gift card that’s compatible with all retailers? Then you’re going to want a Vanilla Visa gift card. These gift cards are part of a new line-up released by Visa and can be used by your friends and family to make purchases online.

Vanilla Visa Gift Card

What is Vanilla Visa Gift Card

A vanilla card is a basic credit card with no special features or perks and no monthly or annual fees. The perks of vanilla cards are basically the same from one financial institution to the next, while the card’s credit limit also depends on the cardholder’s creditworthiness.

Visa Vanilla is similar to other prepaid gift cards or debit cards, but most comparable to American Express Serve and American Express Blackbird.

It’s a flexible money management card for everyday spending. It is reloadable and requires to sign up and activation. Funds never expire and no personal information is required.

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How to Use Vanilla Visa Gift Cards

You can use it in any store, or with any telephone or online merchant that accepts Visa. To use it online or over the phone, you must have registered the card at the web address mentioned in the information that comes with the card.

Any store or restaurant that takes VISA will accept the vanilla card. One issue is that if what you are purchasing exceeds the amount of your card, it will be declined. How to fix this is to know how much $$ is on the card.

An example let your cashier know that there is only $12.63 on the card. They will deduct this from the bill and you will pay the rest. this is a prepaid card and not an actual credit card do you can’t carry an outstanding balance.

The only cards Amazon is accepting right now are debit cards and credit cards. Amazon has banned a lot of cards recently. Vanilla Visa being one of them which used to be accepted by them is now disabled for use.

How to Use Vanilla Visa Gift Cards

Is the Vanilla Visa Gift Card Safe?

Praises

Many testimonies like the following are pretty common from users of the Vanilla Visa gift card. Great card for use, I checked my balance fast and easy even went to order a few stuff off eBay and Amazon.Com. Very good card. Planning to buy more.

It’s a good gift for holidays no doubt! Spend this card anywhere Visa is allowed which is very good for me. The updated site so now it got better.

I’ve used the Vanilla Prepaid Visa card for approximately 8 years. I use it for all of my direct deposits, and I’ve never had a bit of trouble with the card, company, or online system.

The only drawback to this card has been the $0.90 charge each time you swipe your card. I usually take what I need in cash out with an ATM that’s in my vanilla network (it’s only like a $1-something), to avoid those charges every time I buy something.

Complaints

Meanwhile, some other unsatisfied customers have had the following complaints to make about the card

I’ve used the Vanilla Prepaid Visa card for approximately 8 years. I use it for all of my direct deposits, and I’ve never had a bit of trouble with the card, company, or online system.

The only drawback to this card has been the $0.90 charge each time you swipe your card. I usually take what I need in cash out with an ATM that’s in my vanilla network (it’s only like a $1-something), to avoid those charges every time I buy something.

They lock you out of your online acct and the only other way to contact them is by phone and they won’t answer the phone.

I have an 80$ TracFone bill sitting. On hold for 1 and a half hours at a time till run out of min. Four times in a row then they are free to rape you blind.

They scammed me out of 2300 to 2500 $ of my Harley money. This is just what America needs. A bunch of computers scamming diaper heads running our financial and banking institutes.

Common Credit Card Scams

Although there are laws in place to help protect people from unfair practices by legitimate banks and credit card companies, but they don’t address the many schemes criminals use to steal or compromise their credit cards, credit card histories, and other personal information.

  • The most common fraudulent practices include:
  • Stealing a credit card or unauthorized use of data associated with an account.
  • Identity theft. That’s where thieves use fake or stolen documents to open an account in someone else’s name or take control of an existing account.
  • Stealing credit-card information during legitimate transactions. It’s called “skimming’’ and it most often happens at retail stores, ATM machines, gas station restaurants, bars, and call centers.
  • Carding, which is a process where computer programmers generate a sequence of credit card numbers, then test them online to see which belong to valid accounts.

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