University of Washington Dental School: Choosing a career in dentistry has its own piece of up and down. It is good to go through your possible options so as to help you choose which is right for you. In this article, I will basically be giving more light on the University of Washington Dental School Tuition fee and how to go about their application.
University of Washington Dental School has a great reputation for producing highly-competent dentists.
UW’s dental school used to be one of the most affordable. Now it’s in the top third most expensive for in-state and top 10% most expensive for out of state. What happened? And how can you manage your dental school debt from UW?
University of Washington Dental School
The University of Washington’s School of Dentistry is situated on the university’s campus. The university enrolls about 42,000 students.
The school offers a Doctor of Dental Surgery program. Admission to this 4-year program requires U.S. citizenship or permanent residency. Students in this program complete lab work, research, coursework, and clinical experiences.
The school gives an international DDS program to graduates of foreign dental programs. Students may also choose to attend the school’s Regional Initiatives in Dental Education (RIDE) Doctor of Dental Surgery program, which is designed to prepare students to practice in rural and under-served areas.
Postdoctoral residency and residency training programs are also available. Postdoctoral programs focus on research. Residency training programs are available in fields like oral and maxillofacial radiology and pediatric dentistry.
The school also offers several Master of Science in Dentistry and post-graduate certificate programs. Areas of study available in these programs include periodontics, pediatric dentistry, and periodontics.
These programs are available to graduates of an accredited dental school.
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University of Washington Dental School Tuition over Time
This data from the (ADA) shows you all first year tuition fee since 2007-08. I chose to highlight on resident and non-resident below;
|University of Washington
Dental School Tuition
Expenses at UW
Below are some of the extra expense cost you should consider at the University of Washington Dental school;
|Cost of Attendance||In-state: $27,848
|Tuition and Fees||In-state: $11,207
|Room and Board||$12,798|
|Books and Supplies||$900|
|Payment Plans||Prepayment plan|
History of UW School of Dentistry’s Tuition Fee
Back in 2007, UW received significantly more state funds. From peak to trough, public support for the university declined more than 50%. Some of this public financial support has come back, but not all.
So you’d expect a greater-than-inflation-level increase to make up the difference. But the tuition increases at UW aren’t solely from loss of public funds.
Part of the problem stems from declining Medicaid reimbursement. The UW Medical Center has also had major financial challenges, mainly due to falling reimbursement rates from Medicaid.
But even these two strong headwinds don’t explain the full tuition increase and multimillion-dollar deficit the UW dental school has.
University of Washington Dental School, is it a good decision?
When you owe more than two times your income in debt, going for forgiveness under an income-driven repayment plan usually makes the most sense. That’s because your debt operates as a tax rather than a debt when you owe a huge amount.
Pretend you lose 10% of your income to your student loan payment under Pay As You Earn or Revised Pay As You Earn.
Then you lose another 5% of your income to saving for the tax bomb that comes at the end of 20 to 25 years. Would you rather be a dentist losing 15% of your pay for your education? Or would you rather have a corporate job with only undergrad-level debt?
UW dental school student dropping out in his first semester to go work for the technology giant instead. Of course, if you’re indifferent between a career in tech or dentistry, I think you’d probably do much better in tech financially.
That said, assuming your career choice is between dentistry and something science-related where you’d make a standard $60,000 to $80,000 with an undergrad degree, taking out $400,000 for a D.D.S. can be a good decision.
You lose a percent of your income, but it’s much higher than it would’ve been without the education.
Also, Washington state is a community property state. That means it’s ripe for using the breadwinner loophole with student loans to save money.
We’ve made plans for thousands of borrowers. Getting a D.D.S. from the University Of Washington School Of Dentistry is a reasonable financial decision for the next decade, mostly because of income-driven repayment strategies. If these did not exist, it would be a terrible decision to get a D.D.S. there.