Complete Guide on TJMaxx Credit Card Payment 2021 Update

The TJX Rewards Credit Card TJMaxx Credit Card Payment is designed for frequent shoppers of TJ Maxx and its affiliated brands like Marshalls, HomeGoods, and Sierra Trading Post. Users receive significant points (5x) for each dollar spent at those stores.

TJMaxx Credit Card Payment Guide.Due to the limited nature of the card, though, it should only be considered if you shop regularly at those companies. Like most other store-loyalty credit cards, it comes with a significant APR, and no annual fee.

How the TJX Rewards Credit Card works

After being accepted for a TJX Rewards Credit Card, shoppers receive 5 points for each dollar spent at TJ Maxx, Marshalls, HomeGoods, and Sierra Trading Post.

When certain thresholds are met, rewards are paid out in certificates for customers to redeem.

Cardholders receive a discount on their first in-store purchase after opening an account. Basically, it makes anyone who has a TJX Rewards Credit Card a VIP shopper for those stores. The drawbacks come in its limited scope and high APR.

How to Pay my TJX Rewards Credit Card Bill

You can manage your TJX Rewards Credit Card account online through their online portal, which is powered by Synchrony Bank.

You can also reach them by phone at 1 (800) 952-6133. Additionally, you can add the card to your Tally profile and get some help in managing payments.

Steps to Make Your TJMaxx Credit Card Payment Online

Perhaps the most convenient way to pay your TJX Rewards credit card or TJX Rewards Platinum Mastercard bill is to use the online portal provided by Synchrony Bank, the financial institution that issues the card.

To log in, you’ll need to enter the user ID and password that you created when you registered the card.

From there, head to the “Summary” tab and select “Make a Payment.” You’ll have the option to make the minimum payment due, pay the statement balance, pay the current balance, or type in another amount.

Whether you’re using the TJ Maxx credit card app on your mobile device or on your home computer, you can opt to make your TJ Maxx online payments automatically each month. From the “Summary” tab, choose “Recurring Payments.”

Type in the amount you’d like to pay each month, enter your banking information including your account number and your bank routing number, then click the button to give authorization. Automatic payments will begin the following month.

How to Make Your TJ Maxx Credit Card Payment by Phone

A customer service representative can help you make a payment directly by phone.

For the store card, call:


For the Mastercard, call:


Mastercard customer service hours are between 8 a.m. and midnight EST Monday through Friday, 9 a.m. to midnight EST on Saturday, or 9 a.m. to 9 p.m. on Sunday to speak to a live agent.

TJX Rewards cardholders can also make a payment using the automated phone system by following the prompts. There’s no fee as long as you’re using a checking account to make the payment.

How to Make Your TJ Maxx Credit Card Payment by Mail

How to Make Your TJ Maxx Credit Card Payment by Mail

If you opted for a paper billing statement, it will come with a payment coupon and a pre-addressed envelope.

Cardholders that opted for an online statement can print their TJ Maxx pay bill coupon, which has the mailing address on it.

Otherwise, you can use one of the following addresses to pay your TJX Rewards card balance:

For Mastercard accounts, use this mailing address:

Mastercard Accounts

P.O. Box 530949

Atlanta, GA 30353-0949

For store cards, use this mailing address:

Store Card Accounts

P.O. Box 530948

Atlanta, GA 30353-0948

What to do If Your TJMaxx Credit Card Payment Is Late

At the end of each billing cycle, TJ Maxx gives customers at least 23 days to pay the minimum amount due.

There is a late fee of up to $35 if the bill isn’t paid by 5 p.m. EST on the listed due date. Late payments can be made online, over the phone or via the postal service.

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