TJ Maxx Credit Card Log in for Payment 2020 Updates.
TJ Maxx Credit Card Log in: To access your TJX Maxx credit card account, you have to log in to your online account on the official TJX website. The online account is available anytime 24/7. You can update your account information, check account activity, make payments, and set up alerts via your TJX card online account.
The TJX Rewards Credit Card is designed for frequent shoppers of TJ Maxx and its affiliated brands like Marshalls, HomeGoods and Sierra Trading Post. Users receive significant points (5x) for each dollar spent at those stores.
Due to the limited nature of the card, though, it should only be considered if you shop regularly at those companies. Like most other store-loyalty credit cards, it comes with a significant APR, and no annual fee.
How the TJX Rewards Credit Card Works
After being accepted for a TJX Rewards Credit Card, shoppers receive 5 points for each dollar spent at TJ Maxx, Marshalls, HomeGoods and Sierra Trading Post.
When certain thresholds are met, rewards are paid out in certificates for customers to redeem.
Cardholders receive a discount off their first in-store purchase after opening an account. Basically, it makes anyone who has a TJX Rewards Credit Card a VIP shopper for those stores.
The drawbacks come in its limited scope and high APR.
Benefits and Rewards
The TJX Rewards Credit Card offers new cardholders 10% off their first in-store transaction. While they use the card, they get 5 points for every dollar spent at accepted retailers.
Once you reach 1,000 points, you will be issued a certificate worth $10 of in-store credit — breaking down to a 5% discount. You will also be invited to exclusive shopping events and will be tipped off when new inventory is available in the stores.
Costs and Fees
The APR for purchases made with a TJX Rewards Credit Card falls around 26.99%, which is relatively high. If you are going to use this card, it is important to not carry a balance over from month-to-month, or else you will be paying extra for goods bought from the accepted retailers.
How to Make Your TJ Maxx Credit Card Payment Online
Perhaps the most convenient way to pay your TJX Rewards credit card or TJX Rewards Platinum Mastercard bill is to use the online portal provided by Synchrony Bank, the financial institution that issues the card.
To log in, you’ll need to enter the user ID and password that you created when you registered the card. From there, head to the “Summary” tab and select “Make a Payment.”
You’ll have the option to make the minimum payment due, pay the statement balance, pay the current balance or type in another amount.
Whether you’re using the TJ Maxx credit card app on your mobile device or on your home computer, you can opt to make your TJ Maxx online payments automatically each month.
From the “Summary” tab, choose “Recurring Payments.” Type in the amount you’d like to pay each month, enter your banking information including your account number and your bank routing number, then click the button to give authorization.
Automatic payments will begin the following month.
How to Make Your TJ Maxx Credit Card Payment by Phone
A customer service representative can help you make a payment directly by phone.
For the store card, call: 800-952-6133
For the Mastercard, call: 877-890-3150
Mastercard customer service hours are between 8 a.m. and midnight EST Monday through Friday. And from 9 a.m. to midnight EST on Saturday. While from 9 a.m. to 9 p.m. on Sunday to speak to a live agent.
TJX Rewards cardholders can also make a payment using the automated phone system by following the prompts. There’s no fee as long as you’re using a checking account to make the payment.
How to Make Your TJ Maxx Credit Card Payment by Mail
If you opted for a paper billing statement, it will come with a payment coupon and a pre-addressed envelope. Cardholders that opt for an online statement should print their TJ Maxx pay bill coupon, which has the mailing address on it.
Otherwise, you can use one of the following addresses to pay your TJX Rewards card balance:
For Mastercard accounts, use this mailing address:
P.O. Box 530949
Atlanta, GA 30353-0949
For store cards, use this mailing address:
Store Card Accounts
P.O. Box 530948
Atlanta, GA 30353-0948
What to Do If Your TJ Maxx Credit Card Payment Is Late
At the end of each billing cycle, TJ Maxx gives customers at least 23 days to pay the minimum amount due. There is a late fee of up to $35 if the bill isn’t paid by 5 p.m. EST on the listed due date.
Late payments can be made online, over the phone or via the postal service.
With the cards, you’ll enjoy perks such as 10% off your first online or in-store purchase and $10 rewards certificates each time you spend $200. Once you take advantage of either the TJ Maxx Mastercard, you’ll receive a statement with the balance due.
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