The Limited Credit Card Review and How to Apply 2021 Updates
The Limited Credit Card is the way to enjoy more benefits when you shop at The Limited store. You will not only get access to exclusive offers for The Limited Credit Cardholders, but you will also get promotions at the limited.com website.
You can earn rewards and other benefits just by paying with The Limited Credit Card. The Comenity Bank supports the store credit card, so you will be able to use it anywhere this bank is accepted, and not just at The Limited stores.
The benefits of The Limited Credit Card will increase the more you spend at the store or anywhere.
Card Description
- Receive a $15 reward for every 300 points you earn on The Limited Card.
- Special birthday savings.
- Free hem service on pants purchased with The Limited Card.
Available Rewards
Max. Rewards: | 2 points for every $112 |
---|---|
Sign-up Bonus: | No |
Rates & Fees
- Purchase Intro APR: n/a
- Purchase regular APR: 25.24%
- Cash Advance Fee: n/a
- Cash Advance Regular APR: n/a
- Balance Transfer Intro APR: n/a
- Transfer Regular APR: n/a
- Balance Transfer Fee: n/a
- Annual Fee: $0
The Limited Credit Card Benefits
The Limited Credit Card gives you the chance to get exclusive offers at The Limited stores. You will get 15 dollars in the form of The Limited coupons to spend in the store for every 300 points you generate.
Earn a point for each dollar you spent with The Limited Credit Card and 2 points when you make your purchases at the store. Use your points to get more merchandise at The Limited store.
There are exclusive promotions to get the most of your points, like double points and cardholder events.
You will get a birthday gift when you go to The Limited store during your birthday month. Get the hemming service for free just for being a store credit cardholder.
The Limited Credit Card Drawbacks
The double point promotion is only valid if you make a payment at The Limited store to your credit card the same day. Ponts are not awarded immediately, and you’ll have to wait up to 72 hours before you can spend them.
It means you’ll have to return to the store later to redeem your points. Points expire after 12 months after you have issued them, so they will be lost if you don’t spend them.
To get more benefits, you will need to spend 800 dollars within a year, and when you upgrade if you don’t spend again 800 dollars the following year you will lose your status.
The free hem service is only valid for regular stores, and outlets are excluded.
How to Apply for The Limited Credit Card
Step 1: Go to TheLimited.com
Once you are on the TheLimited.com website, go to The Limited Credit Card section at the bottom of your screen.

- Then, click on the APPLY NOW button at your right. You will be directed straight to the form to submit your application.

Step 2 – Fill in the Online Form
First of all, you will be informed about the Comenity Bank operating your store credit card account. Then, you will be required the following information:
- First and last names
- Full address
- Email address
- Home phone number
- Work phone number (this is optional)
- Social security number
- Date of birth
Fill all the required information.
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Step 3 -Terms, Conditions and Financial Terms of Your Account
You will see relevant information at the end of the form. You don’t need to open the link to your Terms and Conditions because they will display at the bottom.
Also, you will be given the details on fees, rates, and any costs you should be aware of. It is important that you go through this section to avoid future penalties or unknown charges.

Step 4 – Electronically Agreement
Once you’re done reading the Financial Terms of your account, you have to accept them. To electronically agree, just check the box at the end of the agreements to submit your consent.

Step 5 – Submit Application
Once you finish the previous steps, it is time to submit your request. The Comenity Bank will check your credit history against the security number you provided to approve the credit line. Once your credit is approved, you will receive an email notification.