Working as a Bank Teller

The Advantages and Disadvantages of Working as a Bank Teller

– Working as a Bank Teller –

Advantages and Disadvantages of Working as a Bank Teller: You have seen the benefit if a person chooses to become a bank teller. It is equally important to be cognizant of the drawbacks. There are disadvantages which you have to assess before opting for this career.

Working as a Bank Teller

Becoming a bank teller and training beforehand to ace the interview and get the job are critical factors to success.

Nevertheless, before you start training and preparing to become a bank teller it is crucial that you decide, definitively, that this is the path you are choosing to pursue.

Bank tellers are often considered the face of a bank by typical customers. They are the first and most common point of contact for customers conducting basic checking and savings transactions. Working as a teller creates opportunities, but it also presents some disadvantages.

A bank teller assists customers with their banking needs, which include making withdrawals and deposits, accepting payments for financial transactions, exchanging money for other currencies, and ordering checks and bank cards.

Requirements for Working as a Bank Teller

To become a bank teller, you first have to receive your high school diploma or GED.

You are required to be legally able to work in the United States and able to speak and write fluently in English.

A college degree isn’t required but may assist with getting hired or promoted. Depending on your location, fluency in other languages could be ideal.

Below is a list of skills needed to be a bank teller:

  • Customer service
  • Ability to use a computer
  • Ability to count cash fast
  • Basic math skills
  • Strong sense of ethics and integrity

The following list of advantages and disadvantages may not apply to every bank, because each has its own policies.

Advantages of Working as a Bank Teller

Benefits and Salary

Banking salaries are competitive and large bank employers often offer excellent additional benefits such as private healthcare and discounts with large retail chains.

Bank employees are also often able to get discounts on mortgages, loans, and credit cards from their employer after a set period.


Most banks offer medical, dental, and vision insurance, as well as a 401k, sick time, and two weeks of paid vacation each year. Many also have tuition assistance and stock options. Plus, you get every federal holiday off with pay!

Range of Opportunities

The banking sector is huge. Working for a bank doesn’t have to mean working as a teller behind the counter, it could mean working in head office on marketing, HR, or in any number of other roles.


Disadvantages of Working as a Bank Teller


Working with numbers all day isn’t for everyone, and many more creative people find it restrictive and boring if their roles is constricted by rules and regulations.


Banking is no longer the safe option for a career, as was shown by the crash in 2008 when several of the biggest UK names were brought into public ownership.

Banks have been shedding jobs and closing branches ever since.

Checking Required

Certain occupations in banking require police to check into the applicant’s background. This is similar to DBS checking and means that people with convictions for fraud, thefts, and other offenses may be barred from taking a job handling cash or with responsibility for the cash.

These are some of the pros and cons of careers in financial services or banking.

We hope this article was useful and educative, do well to share these messages with friends and loved ones. If you have a question, kindly drop your comments below.

Similar Posts

Leave a Reply

Your email address will not be published. Required fields are marked *