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Chime Bank Name (Chime Bank Review)

-Chime Bank Name-

Chime is a technology firm that believes banking should be simple and convenient. They make banking services available through their bank partners, Bancorp Bank, and Stride Bank. Read through to get comprehensive information about Chime bank Name.

What is Chime Bank?

Chime is a fintech company that provides online banking solutions to people who need a second chance banking account or an online alternative to a traditional brick-and-mortar bank.

The advantage of using Chime is that you can get paid as soon as two days before your scheduled payday. You will not have to wait for a paper check from your employer!

Chime has customer-friendly deposit rules and strives to get your money into your account quickly so you can spend it. Your employer must know the Chime bank name and address associated with your account.

Where to Find Your Chime Bank Name and Address?

Chime, contrary to popular belief, is not a bank. It is a Fintech that collaborates with other financial institutions to provide bank accounts and FDIC insurance.

However, because Chime works with multiple banks, you must know which bank your account is associated with. Ways to find your Chime bank name and address include: 

  • Look for the bank name in your account agreement.
  • Look on the back of your Chime debit card.
  • Use your Chime mobile app or website under Settings à Move Money à Direct Deposit.
  • Call Chime 24/7 customer service at 844-244-6363 or email [email protected].

How to Find My Chime Routing Number?

Chime bank Name

Finding your Chime direct deposit information, such as your Chime routing number, is simple! To begin, sign in to your account via your mobile app or the Chime website.

Then, under “Move Money,” select “Direct Deposit,” and you’ll see your routing number. You’ll also find your account number and the name of the bank that provides Chime banking services.

What Time Does Chime Direct Deposit Hit?

Although it would be ideal to know the exact time of day that your Chime direct deposit arrives in your account, there is no set time.

 Chime ensures your payroll direct deposits are in your account by 9:00 a.m. EST on your regular payday.

There’s one thing you should know about the time of day your Chime direct deposit arrives in your account. The chime will never hold your money (aka deposits).

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Does Chime Deposit on Weekends?

They only made chime direct deposits on business days, not on weekends. Chime, like most banks, does not accept deposits on weekends.

So, if you have a regular direct deposit scheduled for Tuesday, the early direct deposit will arrive two business days early in Chime.

Chime will receive your direct deposit on Friday of the preceding week and deposit it into your account for immediate use.

What Time Does Chime Direct Deposit Hit After a Holiday?

On weekends or holidays, Chime does not make deposits into customer accounts. The direct deposit should be available by 9:00 a.m. EST the following business day after the holiday.

As a result, if the holiday falls on a Monday, your deposit should be available in your account by 9:00 a.m. EST on Tuesday. If the holiday falls on a Friday, your funds will be available by Monday at 9:00 a.m. EST.

Here are the times to expect your Chime direct deposit in your account by day:

  • Monday: By 9 am EST
  • Tuesday: By 9 am EST
  • Wednesday: By 9 am EST
  • Thursday: By 9 am EST
  • Friday: By 9 am EST
  • Day After Holidays: By 9 am EST
  • Weekends and Federal Holidays: they processed No deposits

How Do You See Pending Deposits on Chime?

How Do You See Pending Deposits on Chime?

Pending deposits will appear as a grey-colored transaction on your main activity account page. It’s because the deposits are still being validated and the funds aren’t yet available.

A green transaction will represent A cleared deposit. Once the funds have been cleated, they are completely yours to spend as you see fit.

 They can use it with your Chime Visa credit card with a smart chip or to withdraw money from an ATM. To avoid having transactions declined, wait until your deposits turn from grey to green before spending that money.

How does the First Direct Deposit with Chime Work?

Chime will never hold your money hostage, including your first direct deposit. However, it is common for your employer to require additional time in order to get your Chime routing number and account information.

As a result, your first Chime direct deposit may take a little longer to arrive in your account. It is critical that you complete all the Chime direct deposit requirements so that your first deposit is not delayed.

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Where to Find the Chime Direct Deposit Form

You must print and complete the Chime direct deposit form for your employer. To locate the Chime direct deposit form, follow the steps below:

Head to “Settings” on your mobile app

Click on “Account Information

Click on “Set Up Direct Deposit

Click on “Get Direct Deposit Form

You will receive an email shortly with a PDF that you can print, fill out, and give to your employer.

Does Chime Work with Plaid?

Yes, Chime is compatible with Plaid. It connects your bank account and Chime to your bank account information. Plaid is a background-working app-to-app bridge between your Chime and your bank institution.

Plaid can connect your Chime to multiple external bank accounts. If your linked bank uses Plaid Exchange Service, Chime will notify you when money is deducted or credited from your bank account.

Plaid has over 10,000 bank and credit union connections, including Acorns, Capital One, Chase, Cash App, Bank of America, Fidelity, Green Dot, Navy Federal Credit Union, NetSpend, PayPal, PNC, Regions, Robinhood, TD Bank, and Venmo.

How to Deposit Money in Chime Account

How to Deposit Money in Chime Account

Chime does not accept any type of ATM deposit. They accepted cash deposits to your Chime Checking Account at over 90,000 retail locations (including Walmart, Walgreens, and 7-Eleven)

Request that the cashier deposit funds into your Chime account. You could make up to three deposits per day. You can deposit up to $1,000.00 every 24 hours, with a monthly limit of $10,000.00.

Types of Accounts in Chime Bank

Below are the type of accounts in Chime Bank:

1. Checking Account

The Chime checking account takes pride because it never charges fees and it completes its customers’ transactions as quickly as possible once they have completed the transaction.

This is something they are very proud of. So, in two days, you’ll have your money with no costs, fees, or complications. If you have at least $200 in monthly direct deposits, you are eligible to use Chime’s SpotMe service.

When you exceed your limit, you can use this extra service to receive discounts on debit card transactions of up to $20.

2. Saving Account

The Chime checking account takes pride because it never charges fees and it completes its customers’ transactions as quickly as possible once they have completed the transaction.

This is something they are very proud of. So, in two days, you’ll have your money with no costs, fees, or complications. If you have at least $200 in monthly direct deposits, you are eligible to use Chime’s SpotMe service.

When you exceed your limit, you can use this extra service to receive discounts on debit card transactions of up to $20.

Conclusion

People who want to manage their money online or over the phone can take advantage of some of Chime’s smart account alternatives.

Chime distinguishes itself from many banks and other types of financial institutions by conducting client verification uniquely.

We hope you find this article useful. Please share with family and friends.

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