How to Pay TJMaxx Card Online: Steps to Make Your Payment Online
The TJX Rewards Credit Card is designed for frequent shoppers of TJ Maxx and its affiliated brands like Marshalls, HomeGoods, and Sierra Trading Post. Users receive significant points (5x) for each dollar spent at those stores. Learn how to use it and more!
Overview of TJMaxx Card
The inaugural T.J.Maxx store opened in 1977 as an off-price clothing and home fashion chain. As of January 2023, its parent company runs more than 4,800 stores across North America, Europe, and Australia.
Savvy shoppers who patronize T.J.Maxx for great deals can save even more with a TJX Rewards card issued by Synchrony Bank.
Due to the limited nature of the card, though, it should only be considered if you shop regularly at those firms. Like most other store-loyalty credit cards, it comes with a significant APR and no annual levy.
How the TJX Rewards Credit Card works
After being accepted for a TJX Rewards Credit Card, shoppers receive 5 points for each dollar spent at TJMaxx, Marshalls, HomeGoods, and Sierra Trading Post. When certain thresholds are met, rewards are paid out in certificates for customers to redeem.
Cardholders receive a discount on their first in-store purchase after opening an account. Basically, it makes anyone who has a TJX Rewards Credit Card a VIP shopper for those stores. The drawbacks come in its limited scope and high APR.
Types of T.J.Maxx Credit Cards
Synchrony Bank disseminates two branded T.J.Maxx credit cards: the TJX Rewards credit card and the TJX Rewards Platinum Mastercard.
The TJX Rewards credit card can be used at T.J.Maxx, HomeGoods, Marshalls, Sierra, and HomeSense stores and online. The TJX Rewards Platinum Mastercard is valid at any business that accepts Mastercard payments.
With a TJX Rewards credit card, you can gain points for each eligible purchase you make. You’ll have to keep your account in good standing to keep enjoying this perk, however.
Synchrony Bank offers you three options for making a T.J.Maxx credit card payment: online, by phone, or by mail. Here’s everything you need to know.
How To Register for an Online Account
Registering your account is simple. Here’s how to go about it:
- Go to Synchrony Bank’s online account registration page for the TJX Rewards cards.
- Input your credit card account number and billing ZIP code.
- Tap “Continue.”
- Follow the on-screen prompts to conclude your registration.
How to Pay my TJX Rewards Credit Card bill
You can manage your TJX Rewards Credit Card account online through their online portal, which is powered by Synchrony Bank.
You can also reach them by phone at 1 (800) 952-6133. Additionally, you can add the card to your Tally profile and get some help in managing payments.
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Steps to Make Your TJMaxx Credit Card Payment Online
Perhaps the most convenient way to pay your TJX Rewards credit card or TJX Rewards Platinum Mastercard bill is to use the online portal provided by Synchrony Bank, the financial institution that issues the card.
To log in, you’ll need to enter the user ID and password that you created when you registered the card.
From there, head to the “Summary” tab and select “Make a Payment.” You’ll have the option to make the minimum payment due, pay the statement balance, pay the current balance, or type in another amount.
Whether you’re using the TJ Maxx credit card app on your mobile device or on your home computer, you can opt to make your TJ Maxx online payments automatically each month. From the “Summary” tab, choose “Recurring Payments.”
Type in the amount you’d like to pay each month, enter your banking information including your account number and your bank routing number, then click the button to give authorization. Automatic payments will begin the following month.
How to Make an Online Payment Without Logging In
If you desire to make a payment without registering or logging in to an online account, you can still pay your bill online. Here’s how:
- Have your credit card and banking information handy, and click “Pay as Guest” on Synchrony Bank’s login page for the TJX Rewards cards.
- Input your card number, the last four digits of your Social Security number, and your billing ZIP code.
- Tap “Continue.”
- Follow the on-screen prompts to conclude the payment.
How to Make Your T.J.Maxx Credit Card Payment by Phone
To make a T.J.Maxx credit card payment by phone, follow these easy steps:
- Compile your credit card and either your bank account information, including your bank routing number, or your debit card. Note that you can only make a payment with your debit card through the automated system.
- Dial the customer service number for your card type which could either be TJX Rewards credit card: 800-952-6133 or TJX Rewards Platinum Mastercard: 877-890-3150
- Input your account number.
- Follow the automated prompts to conclude your payment.
Note that there is no charge to make a payment through the automated system, but you will be levied a fee if you opt to make an expedited phone payment.
How To Make Your T.J.Maxx Credit Card Payment by Mail
You can also make a T.J.Maxx credit card payment via mail. Here’s how to do that:
- Document a check or purchase a money order for at least the minimum payment due.
- Input the payment coupon from your monthly account statement.
- Mail your payment and coupon to the accurate address for your card type which could either be TJX Rewards Platinum Mastercard PO Box 669819Dallas, TX 75266-0773 or TJX Rewards Credit CardPO Box 669818Dallas, TX 75266-0772
What to Do If Your TJMaxx Credit Card Payment Is Late
At the end of each billing cycle, TJ Maxx gives customers at least 23 days to pay the minimum amount due.
There is a late fee of up to $35 if the bill isn’t paid by 5 p.m. EST on the listed due date. Late payments can be made online, over the phone, or via the postal service.
Pros and Cons of TJMaxx Credit Card
Keep these TJMaxx Credit Card advantages and areas for improvement in mind. It will be very useful.
Pros
- Getting a 5% rewards rate at TJ Maxx, Marshalls, HomeGoods and Sierra stores
- Those who want a 10% coupon for the affiliated stores
Cons
- Anyone looking for an everyday credit card
- People who tend to carry a balance on their credit card
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To round up, let this update guide you through all the details concerning TJMaxx Credit Card. Make the most of it. Good luck!