If you’re looking to buy a money order, you can save yourself a trip to the bank and just buy one on your next trip to Publix. Read on to find out how.
At Publix, a regional grocery store in the southeastern U.S., you can also buy money orders and cash checks. If you need either of these services, you can combine a trip to get groceries and these financial errands.
Money orders at Publix are backed by Western Union. You can cash personal and payroll checks for a small fee, up to the applicable limits. Read on for the details.
The biggest difference between a check a money order is that money orders are prepaid. While you probably have blank checks in a drawer somewhere (or in your wallet, if you’re old school like that), a money order will only be issued after you’ve handed over actual funds.
The buyer will need to pay both for the cost of producing the money order (the fee charged), as well as its issued amount.
That can be done in cash, by debit card, traveler’s checks, or by using another form of guaranteed funds.
Here is the reason why you would want to use a money order if you haven’t used it before:
Privacy. Imagine you’re paying a person or company you don’t entirely trust and don’t want to share your personal information. How would you make sure the payment reaches them without you sharing any personal info? While checks will include that kind of information, money orders don’t – so your privacy is protected.
Guaranteed Funds. Since money orders are prepaid, you won’t have to worry about bouncing a check – sufficient funds are guaranteed.
Theft Protection. Money orders are also an excellent and safe way to send money to your friends or family. It is even safe to mail a money order! Since you will be specifying the name of the recipient on the money order, it would be nearly impossible to steal your money.
Safety. Finally, what if you don’t have a checking account yet but want to pay for a larger purchase? Carrying a suitcase stuffed with cash isn’t a smart idea. Using a money order, on the other hand, is.
Publix Super Markets Incorporated (commonly called Publix) is one of the most popular grocery chains in the Southern United States.
With over 1,000 locations throughout the country, it is one of the largest chains of grocery retailers in operation. Known for its high-quality gourmet products, professional-level services, and excellent customer service; Publix is has a loyal customer base.
Customers are able to conduct certain financial transactions in their local Publix including purchasing a money order.
Publix Money Order Policy
Publix locations currently use Western Union to complete money order purchases. These Publix money orders bear the Western Union name and can only be used in the United States.
Money orders can be purchased during normal business hours at the customer service desk located inside all Publix supermarkets. Even though Publix sells money orders, they are currently unable to cash any money order.
Does Publix Sell Money Orders?
Purchasing a money order at Publix is simple. Just go to the customer service desk and tell the cashier you want to purchase a money order. Once you pay for the money order, you can use it to make payments in the same way you would a check.
To help you further, we’ve come up with an easy-to-use list that tells you what you need to know about the cost, limits, and payment method for your Publix money order.
Type of money order: Western Union
Fee: $0.85 to $0.89
Limit: $500; If you need a money order for more than $500, you’ll have to buy more than one.
Payment method: Cash, debit, or prepaid card. You cannot use checks, gift cards, or credit cards to buy money orders.
Tracking: You can check the status of your money order and find out whether the recipient has cashed it by calling Western Union at (800) 999-9660 and entering the 11-digit money order number.
Return policy: You can’t return your money order to Publix, customer service representatives at several stores told us. However, since Publix money orders are issued through Western Union, you can request a refund from Western Union. There is a $15 processing fee for Western Union refunds.
Location: Available at all Publix stores, except GreenWise Markets, which are typically open 7 a.m. to 10 p.m., seven days per week.
Publix cashes only personal checks and payroll checks. However, you can’t cash tax return checks, tax refund checks, rebate checks, or deposit checks from utilities. Publix processes check electronically.
This means that Publix uses a third-party electronic check verification company called Certegy.
Requirements: Driver’s license, military ID, or a state-issued identification card. In addition, some customers have reported that certain Publix locations will not cash a payroll check unless the employer’s phone number is printed on the check
Fee: $3 to $6, depending on the type of check and amount
Limits: One personal check of up to $75 per day; one payroll check of up to $500 per week
Hours: Typically 7 a.m. – 10 p.m., 7 days a week.
To find a Publix money order location near you click Here.
Publix doesn’t cash money orders but it does sell them for less than $1 at all locations except their GreenWise Market stores. Publix also cashes personal checks under $75 or payroll checks under $500 in all of its grocery stores.
Open later than banks and on the weekends, Publix makes it easy and convenient to take care of some of your banking needs while you do your grocery shopping.
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