Places to Live in Massachusetts, United States, at the Cheapest Rates

Places to Live in Massachusetts, United States, at the Cheapest Rates.

Places to Live in Massachusetts: If you are concerned about where to get a good home in Massachusetts, this is for you. Massachusetts, known as the bay state of United States, is a great place to call home for a variety of people.

If you are looking for a historic home state, Massachusetts is the place. Or, if you are an academic, the bay state boasts prestigious universities like Harvard, Boston College, and Boston University.

Cheapest Places to Live in Massachusetts, United States

Also, if you are hoping to establish a business, Massachusetts is consistently ranked in the top five states in terms of per capita personal income. Please note that, the state has the sixth-largest number of millionaires per capita.

Some Cheapest Places to Live in Massachusetts, United States

1. Palmer

Palmer is one of the cheapest places to live in Massachusetts, United States. It is a city in Hampden County, Massachusetts. It is part of the Springfield, Massachusetts Metropolitan Statistical Area.

Palmer adopted a home rule charter in 2004 with a council-manager form of government. Palmer is one of fourteen Massachusetts municipalities that have applied for, and been granted, city forms of government.

Palmer is a place you would like to get a home. The town is a cheap place to live in. Its income to rent ratio is 72.5x. It has a population of 12,237. The home price to income ratio is 3.3x (very affordable).

2. Gardner

Some Cheapest Places to Live in Massachusetts, United States

Please know that Gardner is one of the cheapest places to live in Massachusetts, United States. It is a city in Worcester County, Massachusetts. As of 2010 the population was 20,228.

It is home to Gardner Heritage State Park, Lake Wampanoag Wildlife Sanctuary, and Dunn State Park.

It is important to be aware that the median income in Gardner comes in at $48,915 and the median home value is $175,200 for 2019. It has a population of 20,496. Home price to income ratio is around 62.2x.

3. Westfield

Westfield is a city in Hampden County, in the Pioneer Valley of western Massachusetts. Westfield was first settled in 1660.

It is also one of the cheapest places to live in Massachusetts. It is part of the Springfield, Massachusetts Metropolitan Statistical Area. The population was 41,094 as at the 2010 census.

The median income in Westfield comes in at $62,212 and the median home value is $220,500 for 2019. Income to rent ratio here is at 65.8x.

4. Agawam Town

This is another cheap place you can get a house and live. The median income in Agawam town comes in at $61,919 and the median home value is $223,300 for 2019.

Population here is around 28,750 and the price of a home compared to income ratio is 3.6x. It is said to be the 7th most affordable. The income to rent ratio is at 63.6x. This makes it the 12th cheapest.

5. Pittsfield

Another cheap city to live in Massachusetts is Pittsfield. It is the largest city and the county seat of Berkshire County, Massachusetts, United States.

The population was 44,737 at the 2010 census. Although the population has declined in recent decades, Pittsfield remains the third largest municipality in western Massachusetts.

The median income in Pittsfield comes in at $46,871 and the median home value is $173,100 for 2019. Home price to income ratio is 3.7x, while income to rent ratio is 57.4x.

6. Southbridge Town

Another town in Massachusetts you can live in at a cheap rate is Southbridge. It has a city form of government with a city council legislative body, but via a statute calls itself a Town.

It is located in Worcester County, Massachusetts, United States. The population was 16,719 at the 2010 census.

The median income in Southbridge Town comes in at $50,202 and the median home value is $188,200 for 2019. Home price compared to income is at 3.7x. And the income ratio to rent is 57.8x.

7. Chicopee City

Chicopee is also one of cheapest places to live in Massachusetts, United States. It is a city located on the Connecticut River in Hampden County in Massachusetts.

It is part of the Springfield, Massachusetts Metropolitan Statistical Area. As of the 2010 census, the city had a population of 55,298, making it the second largest city in Western Massachusetts after Springfield.

The median income in Chicopee comes in at $48,866 and the median home value is $175,500 for 2019. Income ratio to home price is 3.6x. The income ratio to rent is 55.2x.

8. Leominster

Located an hour and a half to the west of Boston, Leominster is a suburban community of a little more than 40,000 people. It is about an hour away from Logan International Airport.

The community is very family friendly even though some say it does not offer many entertainment options for young singles. There are decent public schools and plenty of parks for young children.

9. Franklin

This is another cheap place to live in Massachusetts. Head west on United States Highway 202 out of Leominster, and you will arrive at Franklin, which is about two hours outside of Boston.

Franklin is also smaller than Leominster, with only about 32,000 residents. The average citizen is well educated. More than half of the residents have at least a bachelor’s degree. The higher education level could be because Franklin is home to Dean College.

10. Methuen

Considered a suburb of Boston, Methuen is located an hour north of the city. It is a city surrounded by many golf courses.

Methuen is more ethnically diverse than other cities in Massachusetts. In fact, over 18% of its citizens were born outside the United States.

There are over 7,000 students enrolled in the Methuen School District, and residents describe the area as an excellent place to raise a family.

Locals and tourists visit The Loop, a shopping and recreation area. There are many notable restaurants in The Loop as well.

11. Quincy

This is one of the cheapest places to live in Massachusetts, United States. Quincy is more affordable than Boston.

Quincy is about 45 minutes southeast of Boston, near the Quincy Bay. Over 90,000 people are living in the area, which makes it the 8th largest community in Massachusetts.

In a Nutshell

In a Nutshell

The above list of cities provides affordable and cheap opportunities as long as getting a home and living in it is concerned.

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