Stores that Accept PayPal Credit and List of Online Stores

– Stores that Accept PayPal Credit –

Knowing Stores that accept PayPal Credit will make your shopping experience easier. PayPal Credit is acknowledged at moreover 1,000 online retailers and many brick-and-mortar stores included.

As you read through this article, be assured that your online shopping experience will take a new shape.

Many online and in-store locations that accept and acknowledge PayPal Credit is: Dollar Tree, the Apple Store, Best Buy, and also The Home Depot.

A lot of stores are accepting cashless payment modes like PayPal Credit, Apple Pay, and Google Pay, besides debit and credit cards.

PayPal Credit, previously called Bill Me Later, is a growing player in cashless payments.

Know more about how this payment mode functions, how you can be suitable, and who accepts PayPal Credit.

What Is PayPal Credit?

Established in the year 1998, PayPal is the only online global payment platform that supports different levels of financial transactions, mainly money transfers.

PayPal Credit is a line of credit instituted by Comenity Capital Bank that can make buy things via a PayPal account.

However, PayPal Credit does not give you a physical credit card or credit card number.

In its place of giving youcredit card info when you want to make a purchase, you use PayPal Credit by making available identifying information, like your birth date.

The procedure for using this form of payment is explained in the PayPal Credit Frequently Asked Questions, with this header “How do I select PayPal Credit as my payment source?”

How Does PayPal Work?

PayPal acts as a middleman for payments between two parties with registered accounts.

It’s fast to send payments to an individual or retailer without sharing personal details or banking information.

All you need is the email address of the person you’re sending money to.

If you’re using PayPal to make a purchase online, click the PayPal button at checkout and login into your account to quickly complete your order.

Which Currencies Does PayPal Support?

You can use your PayPal account to seamlessly complete purchases between multiple currencies.

Check out this list of compatible currencies to see if they offer yours:

• Australian dollar (AUD)
• Brazilian real* (BRL)
• The Canadian dollar (CAD)
• Czech koruna (CZK)
• Danish krone (DKK)
• Euro (EUR)
• Hong Kong dollar (HKD)
• Hungarian forint** (HUF)

• Israeli new sheqel (ILS)
• Japanese yen** (JPY)
• Malaysian ringgit* (MYR)
• Mexican peso (MXN)
• Norwegian krone (NOK)
• New Zealand dollar (NZD)
• Philippine peso (PHP)
• Polish zloty (PLN)

• Pound sterling (GBP)
• Singapore dollar (SGD)
• Swedish krona (SEK)
• Swiss franc (CHF)
• Taiwan new Dollar** (TWD)
• Thai baht (THB)
• US dollar (USD)

For in-country PayPal accounts, this currency is solely available as a payment currency and a currency balance.

They do not support decimal numbers in this currency.

Does PayPal Accept Cryptocurrency?

Yes! You can use PayPal’s Checkout with Crypto feature, which allows you to convert cryptocurrency holdings to fiat currency at checkout, with no additional transactional fees.

The option will appear in your PayPal wallet if you have enough funds to cover the purchase.

How Do You Qualify for PayPal Credit?

To apply for PayPal Credit, you must first have a PayPal account.

PayPal accounts are absolutely free to open to use, although charges may apply for some kind of money transfers and business transactions.

They can also connect your PayPal account to debit cards, credit cards, and bank accounts for faster online shopping and fund transfers.

As PayPal Credit is a line of credit protracted by a bank, your credit score is involved in the qualification process. Customer service representatives at Comenity Capital Bank have said that people with fair or better credit are normally approved for PayPal Credit.

Essential terms and conditions for PayPal Credit are:

• Annual percentage rate (APR):19.99%
• Minimum interest charge: $2
• Annual fee: None
• Late payment fee: First late fee is equal to the amount of the missed payment, up to $27; all subsequent late fees are $38
• Special introductory offer: No payments + no interest for six months on purchases of $99 or more
• Learn more about PayPal Credit and apply online

Additionally to applying directly for PayPal Credit, when you make purchases at any of the online stores that acknowledge Pal and use your PayPal account at checkout, you will be given the choice of applying for PayPal Credit before you are done checking out.

If you’re accepted, approval is immediate and you can use your PayPal Credit account to complete the purchase.

How and Where Can You Use PayPal Credit?

For stores that acknowledge PayPal Credit, you may select this payment choice in one of two ways.

Brick-and-mortar stores offer a PayPal Credit option at checkout, so you would just have to select that option.

Lots of websites do not have a direct option, so you would select the “Check out with PayPal” option and sign in to your PayPal account.

They will then give you the right to use either your PayPal account or PayPal Credit.

However, it is, once you’ve chosen PayPal Credit, a window will pop up to show your date of birth and the last four digits of your Social Security number.

After you approve of the terms and conditions, they will complete your purchase.

Online Stores That Accept PayPal Credit

They can use payPal Credit for over a thousand online merchants.

We’ll make information about using PayPal Credit at top online stores, plus checkout options and added types of payments accepted.

Online Discount and Auction Sites That Accept PayPal Credit

1. Dollar Tree

Note: Dollar Tree online purchases are for bulk orders only, with a typical minimum purchase of 10 to 25 units per item.

• Direct PayPal Credit option available? Yes
• Other payment methods accepted: Debit card, credit card, Dollar Tree gift card, electronic check (by phone)
• Source: Payment Options on the Dollar Tree website
• Start shopping online at Dollar Tree

2. eBay

• Direct PayPal Credit option available? No. Select PayPal at checkout, sign in, and choose PayPal Credit.
• Other payment methods accepted: Debit card, credit card, payment upon pickup. Restricted payment options: Checks, money orders, bank-to-bank transfers, select online payment services.
• Source: Accepted payments policy on eBay.com
• Start shopping online at eBay

3. Overstock

• Direct PayPal Credit option available? Yes
• Other payment methods accepted: Bitcoin, debit card (Visa or Mastercard only), credit card, Overstock Store Card, Overstock.com gift card
• Source: Payment Information on Overstock.com
• Start shopping online at Overstock

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• Get Free Things for Your Birthday 

Online Electronics Stores That Accept PayPal Credit

1. Apple Store

• Direct PayPal Credit option available? No. Select PayPal at checkout, sign in, and choose PayPal Credit.
• Other payment methods accepted: Debit card, credit card, Apple Store gift card, Apple Pay, Barclaycard Visa with Apple Rewards
• Source: Payment & Pricing page on the Apple Store
• Start shopping online at the Apple Store

2. Best Buy

• Direct PayPal Credit option available? No. Select PayPal at checkout, sign in, and choose PayPal Credit.
• Other payment methods accepted: Debit card, credit card, Best Buy credit card, Diners Club, JCB Card
• Source: Best Buy Payment Options page
• Start shopping online at Best Buy

3. Dell

• Direct PayPal Credit option available? No. Select PayPal at checkout, sign in, and choose PayPal Credit.
• Other payment methods are accepted: credit card; debit card (Online purchases are limited to three times the daily purchase limit on your debit card, if any. They will charge debit card purchases that exceed daily limits over three days).
• Source: Common Questions page on Dell.com; confirmed by customer service
• Start shopping online at Dell

4. Newegg.com

Please take note that Newegg.com is an online electronics retailer that mainly deals with new and used computers, laptops, computer parts, and accessories.

They also sell new and used office equipment, as well as attire and accessories, equipment and home-based improvement products, health and beauty items, toys, games, and sports equipment,

• Direct PayPal Credit option available? No. Select PayPal at checkout, sign in, and choose PayPal Credit.
• Other payment methods accepted: Debit card, credit card, Newegg Store Credit Card, Newegg.com gift card, Visa Checkout, Masterpass, Amex Express Checkout, Android Pay, Apple Pay, Bitcoin
• Source: Accepted payment methods on Newegg.com
• Start shopping online at Newegg.com

Online Retail and Department Stores That Accept PayPal Credit

1. Belk

Please take note Belk is a department store retailer that provides the newest in fashion brands, including clothing, beauty, shoes, home, jewelry, and lots more.

If you haven’t heard of it, that’s possible because you don’t stay in the Southern US.

Belk has been in business for over 130 years.

• Direct PayPal Credit option available? No. Select PayPal at checkout, sign in, and choose PayPal Credit
• Other payment methods accepted: Debit card, credit card, Belk rewards credit card, Belk gift card, Masterpass, pre-paid gift cards
• Source: Belk Customer Service FAQ page
• Start shopping online at Belk

2. Kmart

• Direct PayPal Credit option available? No. Select PayPal at checkout, sign in, and choose PayPal Credit
• Other payment methods accepted: Debit card, credit card, Sears credit card, Kmart gift card, Sears gift card, Masterpass, Amex Express Checkout
• Source: Kmart Payment Methods page
• Start shopping online at Kmart

3. Macy’s

• Direct PayPal Credit option available? No. Select PayPal at checkout, sign in, and choose PayPal Credit.
• Other payment methods accepted: Debit card, credit card, Macy’s Credit Card, Macy’s gift card, Macy’s Money, Lenti Points
• Source: Macy’s customer service FAQs
• Start shopping online at Macy’s

4. Sears

• Direct PayPal Credit option available? No. Select PayPal at checkout, sign in, and choose PayPal Credit.
• Other payment methods accepted: Debit card, credit card, Sears credit card, Sears gift card, Kmart 16-digit gift card with a PIN
• Source: Sears Payment Methods page
• Start shopping online at Sears

5. Target

• Direct PayPal Credit option available? No. Select PayPal at checkout, sign in, and choose PayPal Credit.
• Other payment methods accepted: Debit card; credit card; Target REDCard; Target gift card; gift cards from Mastercard, Visa, Discover, and American Express
• Source: Accepted payment methods page on Target.com
• Start shopping online at Target

6. Walmart

• Direct PayPal Credit option available? No. Select PayPal at checkout, sign in, and choose PayPal Credit.
• Other payment methods accepted: Debit card, credit card, Walmart MoneyCard, Walmart gift card or eCard, Walmart credit card, Chase Pay, Pay with Cash
• Source: Accepted Payment Methods page on Walmart.com
• Start shopping online at Walmart

Online Travel Sites That Accept PayPal Credit

1. Hotels.com

• Direct PayPal Credit option available? No. Select PayPal at checkout, sign in, and choose PayPal Credit.
• Other payment methods accepted: Debit card, credit card, Diners Club, Visa Electron
• Source: Customer Service on Hotels.com
• Start shopping online at Hotels.com

2. Orbitz

• Direct PayPal Credit option available? No. Select PayPal at checkout, sign in, and choose PayPal Credit.
• Other payment methods accepted: Debit card, credit card
• Source: Orbitz Customer Service page, confirmed by customer service
• Start shopping online at Orbitz

3. Priceline

• Direct PayPal Credit option available? No. Select PayPal at checkout, sign in, and choose PayPal Credit.
• Other payment methods accepted: Debit card (Visa or Mastercard only), credit card
• Source: Security/Payment page on Priceline.com
• Start shopping online at Priceline

Other Online Stores That Accept PayPal Credit

4. Advance Auto Parts

• Direct PayPal Credit option available? No. Select PayPal at checkout, sign in, and choose PayPal Credit.
• Other payment methods accepted: Debit card, credit card, JCB card, Diners Club
• Source: Payment Methods page on Advance Auto Parts website
• Start shopping online at Advance Auto Parts

5. Dick’s Sporting Goods

• Direct PayPal Credit option available? No. Select PayPal at checkout, sign in, and choose PayPal Credit.
• Other payment methods accepted: Debit card, credit card, Dick’s Sporting Goods Mastercard, Dick’s Sporting Goods gift card
• Source: Dick’s Sporting Goods Payment Options page
• Start shopping online at Dick’s Sporting Goods

6. FTD Flowers

• Direct PayPal Credit option available? No. Select PayPal at checkout, sign in, and choose PayPal Credit.
• Other payment methods accepted: Debit card, credit card
• Source: Payment Options & Fees page on FTD.com
• Start shopping online at FTD Flowers

7. Vistaprint

• Direct PayPal Credit option available? No. Select PayPal at checkout, sign in, and choose PayPal Credit.
• Other payment methods accepted: Debit card, credit card, check, money order
• Source: Payment & Billing page on Vistaprint website
• Start shopping online at Vistaprint

8. Wayfair

Note: Wayfair is an online home furnishing, goods, and decoration retailer with a wide selection of over 8 million products for the home.

• Direct PayPal Credit option available? Yes
• Other payment methods accepted: Debit card, credit card, Wayfair Credit Card, Affirm, personal check, cashier’s check, money order
• Source: Customer service FAQs on Wayfair.com
• Start shopping online at Wayfair

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Brick-and-Mortar Stores That Accept PayPal Credit

The following stores permit you to directly select the PayPal Credit option at the register.

While a firm policy may be to acknowledge PayPal Credit, some individual trade locations may not have this competence.

Ensure to call in advance to your local store if you would like to use PayPal Credit at a retail location.

How to Create a PayPal Account

You can create a PayPal account on your desktop or mobile.

Creating an Account on your Computer

1. Visit the PayPal site to get started. Select Sign Up in the right-hand corner.
2. Choose between a personal account and a business account. Unless you plan to accept payments for your business through PayPal, choose a personal account. But don’t worry, you can always change your mind later.
3. Fill in your personal information and follow the prompts to finish signing up.

Creating an Account on your Phone

1. To begin, download the PayPal app. The PayPal app is available for both iOS and Android.
2. Once the PayPal app has been downloaded, open it. Tap Sign Up on the bottom right-hand corner to get started.
3. Enter your personal information and follow directions to complete sign-up.

Pros and Cons of PayPal Credit Card

Cons

Transaction Fees can be High. A fee of almost 3% can add up, particularly when transferring large amounts.

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