Nationwide Pet Insurance-Key Information You Need to Know

Nationwide Pet Insurance: If you are a person that likes pets and considers them part of the family, you may often want to make them happy and healthy. If this is the case, then, pet insurance is a step you should take. Just like human insurance, pet insurance can help make pet care more affordable.

It does this by helping to cover costs associated with new pet health problems. It also covers pet health emergencies and in some cases even wellness checks and vaccines. However, you will incur some costs for pet insurance like deductibles and premiums.

Nation-wide Pet Insurance-Key Information You Need to Know

Many pet insurers can help you manage your pet’s health expenses. As such, picking the right policy can be a challenge. To help you decide what coverage is right for you, check out the Nation-wide Pet Insurance review. This article discusses Nation-wide pet insurance.

Nationwide Pet Insurance

In a lot of ways, Nation-wide Pet Insurance is a lot like any other pet insurance company. This offers insurance policies for both dogs and cats. Also, it offers this with several different options that help tailor your insurance to unique needs.

Nationwide Pet Insurance also offers bird and exotic pet insurance policies. This varies widely depending on the type of pet you have. With Nationwide Pet Insurance, you can pick the reimbursement type that works for you.

When buying a pet insurance policy, consider all the advantages and disadvantages of companies you are considering. Below are some advantages and disadvantages of nation-wide pet insurance.

Advantages of Nationwide Pet Insurance:

  • You can file and submit claims through the Nation-wide app or website.
  • It has affordable plans and coverage options.
  • Nation-wide offers policies with unlimited claims.
  • It is one of the only pet insurance providers to offer policies for exotic pets.
  • You can get a quote and apply for coverage online.

Also, one of the primary benefits of Nationwide Pet Insurance is that it covers exotic pets. This is not an option with some pet health insurance providers on the market. Nation-wide Pet Insurance also offers plans that cover wellness exams and vaccinations.

Advantages of Nationwide Pet Insurance:

Nationwide also stands apart because it offers unlimited coverage. It allows customers to submit claims directly from their Smartphone and track their claims in real time.

Disadvantages of Nationwide Pet Insurance:

  • Nation-wide has a large number of exclusions and fine print. When compared to other pet insurance products it is the highest.
  • You cannot buy Nation-wide Wellness coverage in every state.
  • Like other pet insurance providers, Nation-wide does institute some waiting periods.
  • You can choose a plan with a deductible or without one.
  • Major medical plans pay out on a fixed benefit schedule.
  • Another downside to consider is the waiting period.

When it comes to pet insurance reviews, Nation-wide tends to under-perform. This leaves many unsatisfied customers.

There is a number of complaints deal with denied claims. Here, it is believed that Nation-wide allegedly labels them as pre-existing conditions. This is despite the owner’s insistence otherwise.

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What Nationwide Pet Insurance Covers

Nationwide Pet Insurance policies, rates, and coverage options vary based on your pet and location. #so it is important to visit the insurer’s website for a rate quote based on your specific pet.

It is also necessary to look at what is not covered by pet insurance. If you do not have Nation-wide’s top tier policy, wellness visits and vaccines will not be included.

Even on policies where routine care is covered, the policy may not cover the total costs of care. And,  like other providers,it does not cover pre-existing conditions.

When exploring your coverage, you have three primary plan options, described below.

Whole Pet with Wellness

This plan covers:

  • Accidents and illnesses
  • Surgeries and hospitalization
  • Chronic conditions
  • Hereditary conditions
  • Prescriptions
  • Flea/heartworm prevention
  • Vaccinations
  • Wellness exams
  • Dental cleaning

Major Medical

This plan covers:

  • Accidents and illness
  • Surgeries and hospitalization
  • Chronic conditions
  • Some hereditary conditions (with a one-year waiting period)
  • Prescriptions

Wellness Coverage

This plan covers:

  • Wellness exams and tests
  • Vaccinations
  • Heartworm and flea prevention

The Cost Nationwide Pet Insurance

The cost of a plan depends on a variety of factors. These factors are; your pet type, breeds, and age. The premium will also vary based on the type of plan you select. As such, when considering Nation-wide dog or cat insurance, visit their site for an accurate quote.

Further, if you are looking for coverage for a bird or an exotic animal, contact the company directly.

You can expect prices as low as $22 per month for the Wellness plan. Also expect $35 per month for the Major Medical Plan. Expect $64 per month for the Whole Pet with Wellness plan too.

In a Nutshell

If you are considering pet insurance but not ready to pull the trigger, reflect on the above information. The right policy is out there for you. However, compare all your options in terms of their benefits, including coverage levels, and costs.

In a Nutshell

While you are the only person who can make that decision, it really boils down to your comfort level. This comfort level deal with your pet and how well you think you could handle surprise veterinary bills.

Would you afford to pay $5,000 for a surgery to save your pet’s life? If not, then, a pet insurance policy could provide you with peace of mind.  While doing this, it also ensures your pet will get the care they need no matter what.

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