If you frequently shop at Meijer, you might be interested in getting a Meijer credit card to save money on shopping. Meijer Credit Card is a typical store card and can only be used for shopping at Meijer stores. However, Meijer offers two credit cards: Meijer Mastercard and Meijer Credit Card.
But before you get Meijer Credit Card, Read this article to know the good and bad sides of the Meijers Credit Card. This review is comprehensive and will help you avoid making the wrong decisions. Read on to see everything you need to know.
The Pros of the Meijer Credit Cards
One of the best things about Meijer credit cards is that for every $750 you spend at Meijer, you get an in-store credit of $10. In addition to this, there’s a discount of 10¢ per gallon on the Meijer gas – no minimum purchase requirements. In addition, a sign-up bonus of $10 is provided to new cardholders on both Meijer Credit Card and Meijer Mastercard that can use for their first purchase.
That sounds good but some of the store credit cards offer at least 15% off the first purchase and 5 percent back on all purchases. The APR on Meijer Credit Card is 26.24% (variable) which is above the average store-card APR. The APR on Meijer Mastercard is 22.24% or 26.24%, based on your creditworthiness. Both Meijer Credit Card and Meijer Mastercard don’t charge an annual fee.
The $100 statement credit on the Meijer Mastercard that’s given to you if you spend a minimum of $1,000 within the first 90 days is a good bonus. Most store credit cards don’t offer any welcome bonus, so it’s a better reward than what many others have to offer.
Limitations to Meijer Reward Certificates
There are some limitations to reward certificates that you should be aware of.
After you get a reward certificate (initial $10 sign-up bonus), you’ll have 45 months to redeem it. After that, your certificate expires. Moreover, you can only use the certificate at Meijer stores.
Moreover, the points you earn expire after a year. Since Meijer stores are only located in Kentucky, Michigan, Indian, Ohio and Illinois, the card won’t do you any good if you live in other states.
How to Apply for a Meijer Credit Card
You can apply for a Meijer credit card in three simple steps. Follow the link to apply. To apply for Meijer credit cards, you must be of age, have a valid photo ID (government-issued), a government-issued tax identification number and a valid mailing address.
How to Login to Your Meijer Credit Card
To access your Meijer MasterCard account online, go to the Meijer MasterCard login page by clicking the Secure Login link that we have provided at the top of this page. Enter your User Name and Password then click Sign In.
If you happen to forget your login information, click the Forgot your user name or password? link found on the login page. You will be redirected to the page seen below.
Enter your Credit Card Account Number, SSN and ZIP Code, then click Find My Account to reset or retrieve your login information.
There are two ways to activate your Meijer MasterCard. You can activate it over the telephone by calling the customer care number provided above and speaking to a Comenity representative who will get that done for you.
Alternatively, go to the Meijer MasterCard activation page. Enter your Credit Card Account Number, Expiration Date, SSN and ZIP Code, then click Continue to activate your card.
Now you will create your important login information and provide your personal contact information.
Enter a User Name and Password in the indicated fields, these will be used whenever you login.
Then put your Email Address and Mobile Phone where indicated, these will be important in the case that you ever forget your login info.
Click Create Account.
Lastly, select whether or not you would like to enroll in paperless billing.
Click Continue to finish your enrollment in online account access. You can now login to your Meijer MasterCard account anytime!
In a nutshell, Meijer credit cards offer decent rewards on purchases from Meijer stores and Meijer gas stations. Those rewards can allow you to save a few bucks if you’re an avid Meijer purchaser but they won’t do you any good if you don’t frequently shop at Meijer. You could use the Meijer credit card for rebuilding credit since there’s no annual fee.
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