Indiana Home Repairs Grants: Finding The Money You Need

– Indiana Home Repairs Grants –

If you’re looking for home repairs grants in Indiana, then you’ll have to find programs that support specifically Indiana homeowners and residents. This can help you pay for all types of home repairs and/or improvement projects.

Indiana Home Repairs

Getting grants for home repairs or improvement in Indiana generally involves meeting specific requirements. Typically, these requirements consider the type of entity applying for the grant, the nature of the home the applicant is hoping to improve, or both.

Knowing where to look, how to apply and eligibility criteria are keys to beginning the process of getting a home improvement grant in Indiana.

Home Improvement Grant

A home improvement grant is a type of financial aid issued by the government at the federal, state, or municipality level. Its aim is to help homeowners in that region make select improvements to their properties.

As long as the applicant and the project meet certain requirements, a home improvement grant does not need to be repaid.

Indiana Home Improvement Grant

USDA Rural Developments Rural Repair and Rehabilitation Grant

This grant is available specifically to rural residents age 62 or older. Eligible repairs are those needed to make a home “more safe and sanitary or to remove health and safety hazards,” explains a Rural Development website.

Additionally, applicants’ eligibility is limited to those whose incomes are less than 50 percent of the area’s median. Maximum grants are $7,500. Contact your local USDA Rural Development Office for more information and application materials.

U.S. Department of Veterans Affairs: Specially Adapted Housing Grant Program

Helping veterans and service members with specific service-related disabilities obtain “a level of independent living he or she may not normally enjoy” is this grant’s goal as stated on the VA website.

Renovations have to suit the veteran’s needs of living and they don’t need to own the home, only live in it. In 2010, the VA increased the maximum grant amount from $12,000 to $12,756.

For paraplegics, the amount increased from $60,000 to $63,780. Contact Brian N. Bixler, Chief, Specially Adapted Housing for further inquiries at 202-461-9546 as of January 2010.

The Indiana Division of Historic Preservation and Archeology Historic Preservation Fund

The U.S. Department of the Interior, National Park Service, administers funding for these grants. The Indiana Division of Historic Preservation and Archeology then disseminates the money within Indiana.

On an Indiana Department of Natural Resources (DNR) website, there are three types of projects that the division funds.

South Bend Home Improvement Program

Providing assistance for a wide variety of repairs to homes for lower-income families is the hallmark of the South Bend Department of Community Developments SBHIP program.

The maximum grant is $17,000; the grant/loan combination maximum is $34,000 with 50 percent of that coming in grants. The house must be within South Bend city limits and be occupied by the owner.

Contact the program at 574-235-9660 for further information and applications, taken on a first-come-first-served basis.

Frequently Asked Questions

1. Who offers home improvement programs?

It’s offered by both the Federal (HUD for urban and suburban owners) and USDA for rural owners) and your State.

2. When is the best time to apply?

The important is to contact the local organization(s) in charge, find out the requirements, and apply to obtain your funding. Some programs’ funding can run out of budget and you may need to wait some months to receive funding.

3. What kind of repairs or emergencies are covered?

The type of improvement or repairs eligible is usually the important ones needed to maintain your safety and health. Roof repairs, exterior walls, foundations, electrical, and plumbing are usually accepted. 

We recommend you contact your closest housing department (city or county) and any local organizations proving help. Also, you can get the latest information on their home improvement programs.

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