Canceling your Horizon Gold card may seem daunting, but it can be done quickly and easily if you know what to do. Here, we’ll take you through How to cancel Horizon Gold card. In case you’re ready to say goodbye to your card, don’t skip a line!
The Horizon Gold Card is a pared-down card offer available for use exclusively with Horizon Outlet, an online marketplace with a variety of products for purchase.
The store card offers its users several perks and benefits. However, you are free to cancel your card in case of any dissatisfaction.
Their benefits include a 0% APR introductory rate, no annual fee, and many rewards and cashback opportunities.
How to Cancel Horizon Gold Card
Endeavor to utilize either of these options while attempting to cancel your Horizon Gold Card subscription.
1. Via Phone
If you’re ready to cancel your Horizon Gold Card, it is best to do it by phone.
This is because you’ll be able to speak to a customer service representative who can help you cancel your card and answer any questions that you may have.
To cancel your Horizon Gold Card by phone, simply call the customer service number on the back of your card.
Alternatively, You can contact (800) 251-6144 to cancel your Horizon Card Services
Once you’re on the phone with a customer service representative, explain that you want to cancel your card and follow their instructions.
2. Via Your Account Online
You can also cancel your Horizon Card Services credit card online through your account.
Just be cautious to settle any amount you may have on the card before using it.
Additionally, keep in mind that you can request a refund of your most recent monthly cost by calling a customer service agent.
However, the card also has a high interest rate and a number of fees that can make it difficult to manage.
As a result, many people choose to cancel their Horizon Gold Card once they no longer need it.
Potential Problems When Canceling Horizon Gold Card
There are some potential problems that you may encounter when canceling your Horizon Gold Card.
First, you may be charged a cancellation cost. This fee is typically around $50, but it may vary depending on your card issuer.
Second, you may lose any rewards or cash back that you’ve accrued on your card.
Finally, canceling your card may impact your credit score. If you have a good credit score, canceling your card could cause your score to drop.
If you have a bad credit score, canceling your card may not significantly impact you. Overall, it’s important to weigh the pros and cons of canceling your Horizon Gold Card before deciding.
Why You Shouldn’t Cancel Horizon Gold Card
Horizon Gold Card Benefits comes with enhanced benefits, which include:
1. Privacy Protection
Access to unlimited privacy protection when using your Horizon Gold card with the online portal from Horizon Outlet.
In addition, you will receive expedited fraud resolution services with regard to unauthorized use of information.
If you believe your account was fraudulently charged for the application and processing fee, Horizon will make every effort to aid in a resolution.
2. Universal RX
Unlimited access to participating local pharmacies, members receive up to 40% off on all covered prescription medications.
3. Roadside Protection
Cardholders will enjoy up to 3 service calls or towing requests per 12 months, up to 15 miles and not to exceed the operator cost of $50, for free.
Additional mileage and associated towing costs are the responsibility of the cardholder. No more than 1 towing or service call is covered within 30 days.
4. Legal Assistance
Enjoy toll-free and Internet access to legal resources which entitles you to one free 30-minute consultation with a legal professional in your area, specializing in an area of law of your interest.
What to Do with Your Horizon Gold Card After You Cancel?
Once you’ve successfully canceled your Horizon Gold Card, you’ll have to cut up your card and dispose of it.
Additionally, you should maintain a record of the date that you canceled your card and the customer service representative’s name.
This will enable you to keep track of your cancellation and ensure that you’re not responsible for any charges made to your card after you’ve canceled it.
Is the Horizon Gold Card Worthwhile?
If you have bad credit, you may jump at the opportunity to get approved for a card like the Horizon Gold Card with no background check.
It could also be ideal for somebody who wants to rebuild credit but doesn’t have the $200 to $500 upfront to put down to get a secured card.
After building credit, consider closing the account and moving to another more affordable card.
Horizon Gold Credit Card is an ideal card for dedicated bargain shoppers who have bad credit and rely on online purchases.
To wrap up, Horizon Gold Card is a lesser-known card company that can be great for people looking to rebuild their credit or want to try out a new card.
If you’re not satisfied with your experience using the card or decide you want to cancel it, make sure you have all of your information handy before canceling, so the process runs as smoothly as possible.