Grocery Loyalty Programs: Which is the Best Option for You?

Are you looking to save money on foods you already buy? Well, one of the ways to do that is by using grocery programs to get discounts on foods you were already planning to buy.

Grocery Loyalty Programs: Which is the Best Option for You?

With its own set of guidelines on how to profit from it, nearly every grocery store chain has a loyalty program.

You are more likely to be bombarded by advertisements, exclusive deals, and discount coupons if you are the one doing the grocery shopping for the family!

However, your personal interests can still be met by entering a loyalty program.

What is a Grocery Loyalty Program?

Many grocery stores have loyalty programs that regularly reward clients for shopping with them. Each program is a little different, but in general, for every dollar you spend at the retailer, you earn points.

If you hit a certain level, you can redeem points for free items. This can include a complimentary grocery item, a discount on your order, a fuel discount, etc.

Based on your buying background, many supermarket loyalty services also offer coupons and discounts.

Combine your store savings with a discount app such as SavingStar to increase your savings. Some grocery stores require shoppers to be members of their loyalty program to qualify for any advertised sales or discounts.

How Does it Work?

You are given a customer loyalty number when you enter a grocery reward program. This is used to track your purchases and provide you with discounts on items you buy.

Instead of checking a loyalty card, several grocery reward programs allow you to use your phone number.

Each program works a little differently, so always check the rules before you sign up. In general, to get rebates on advertised sales, you can use your customer loyalty number.

You will also get personalized discounts and coupons based on your purchase history with that retailer. These can only be used with your loyalty reward card.

How Much Money Can You Save With a Grocery Loyalty Program?

Since every program, not to mention the shopping cart of every family is different, the amount you save will also vary. The more loyal you are to a store, the more reward points you can receive.

These translate into buying discounts, saving you money down the road.

Just bear in mind that, while it is easy to shop in just one store, you can end up paying more in the end. That is because, for anything you purchase, most stores do not have the best price.

Purchase at least two or three shops in your area to maximize your savings. Pay attention to sales and discounts, and stock up on something your family eats frequently when you find a great deal.

Best Grocery Loyalty Programs

Let’s look at some of the most popular grocery loyalty programs. Most of the stores below are nationwide chains, so chances are you have one in your area.

When you sign up for each program, the company will track your purchases and reward you with points, discounts, and coupons.


Target Circle is called the Target Loyalty Program, which provides discounts on anything from food to clothes, home products, and so on. To enter the program, you will need to build an account.

You can also sign into the loyalty program that way if you download the Target store app on your computer.

Target Circle is free to join and offers both store savings and manufacturers’ coupons. You will need to add all the discounts you may want to redeem to your account before going shopping.

When you check out, you can either scan the in-app barcode or enter your phone number to get your savings.

In addition, you earn 1 percent on every Target purchase as store cash that can be used on a future purchase. You also get personalized offers that aim to give you a discount on items you already buy.

If you have a Target REDcard, you can stack the 5% cashback from the card with the 1% cashback through the Target Circle loyalty program.


Sprouts is another food chain that offers shoppers in-store discounts through a loyalty program. You will need to download the Sprouts app to your phone to sign up and use the program.

The store launches new digital coupons each month to help you save. Before shopping, you will need to apply the coupons to your account.

Scan the in-app barcode to receive your discounts as you get ready to check out.

Sometimes the store will run discount offers for reward members such as $5 off a $40 purchase or 20 percent off frozen items. You can also view the weekly ad in the app and save items to your grocery shopping list.


Kroger is another popular chain with a grocery loyalty program for its customers. It goes by different names depending on the market, including Dillons, Ralphs, King Soopers, and Fred Meyer.

The chain’s loyalty program can save you money on two fronts – groceries and fuel.

For the grocery discounts, you will need to create an online account and look at the discounts and coupons available to you based on your shopping history.

Add them to your card before going to the store. Shop as usual and enter your phone number when you check out (or scan your loyalty card). The discounts and coupons will be deducted when you ring up your purchases.

The other way you can save is through Kroger’s Fuel Reward program. When you shop and use your loyalty card at checkout, you will earn one fuel point for every dollar you spend.

If you buy gift cards, you will earn two times the fuel points.

When you fill up at a Kroger gas station, you can get a discount based on the fuel points you have accumulated. This can add up to significant savings if you buy a lot of your groceries at Kroger.

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Tom Thumb

Tom Thumb is a chain of grocery stores that goes by different names depending on the market, including Safeway and Randalls.

In addition, the company bought Albertson’s stores so they use the same loyalty program. The Tom Thumb loyalty program called “Just for U” can help you save on groceries and gas purchases.

To join the program, you will need to create an online account and link your phone number. You will also need to download the app on your phone so you can have access to digital coupons for both in-store and manufacturers’ discounts.

The grocery chain also gives loyalty program members special deals on items they buy often and exclusive free items that can be redeemed on their next shopping trip.

Before you go shopping, you must add the items to your account. When you check out, enter your phone number or scan the barcode to get discounts.


The Walgreens loyalty rewards program is called Balance Rewards and gives you discounts based on the points you accumulate. You will need to create a Walgreens account to get started.

While Walgreens is a pharmacy, it also sells groceries. When you check out, enter your phone number or scan the barcode for your loyalty program account.

You will earn 10 points for every dollar spent and 100 points per 30-day prescription.

Points can be redeemed for discounts with every 1,000 points worth $1 off your next purchase. Walgreens also offers several other ways to earn points, including health challenges and special promotions.

Bottom Line

If you are looking for a simple way to save cash, consider signing up with your local retailers for the grocery loyalty program.

For each store where you buy groceries regularly, you can build an account and use it when you go shopping to save.

Before leaving the door, just remember to check the available discounts and coupons for the store you are about to visit. That way, when checking out, you can use them to save money on your order.

Keep in mind that grocery stores use the information from your loyalty card to track your purchases and give you personalized offers. You need to weigh the pros and cons of sharing your data before you sign up.

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