How to Create, Edit, Backup and Remove Your Google Payment Profile

-Google Payment-

If you have a google account, there is a tendency that you have a google payment profile which you’d need to know a lot about, including how to create, edit, backup, and remove.

How to Create, Edit, Backup and Remove Your Google Payment Profile

In this article, you shall learn about google payment. Also, we will enlighten you on everything you should know about Google Pay, Google wallet, and Android Pay.

First of all, how do you create and manage your payments profile?

Create and Manage Your Google Payment Profile

Your Google payments profile stores information like:

  • Name, address, and tax ID (when required legally) of who is responsible for the profile
  • Credit cards, debit cards, bank accounts, and other payment methods you’ve used to buy through Google in the past
  • Receipts and other information about past transactions
  • Subscriptions and recurring payments
  • People you invited to use your profile

You can create a profile, use other profiles you’re invited to, edit profile information, or delete profiles.

You can also add or remove people from your payments profile.

How to Create Payments Profile or Accept an Invitation to a Profile

If you pay for Google products or services, a payments profile is automatically created for you the first time you enter payment details during checkout.

When you enter new payment information for a Google product or service, it gets saved in a payment profile. The next time you buy something through Google, you can reuse the information in the profile or create a new profile. Any payments profile you create or are invited to is associated with your Google Account.

Creating “Individual” and “Business” Profiles

Important: For some business products, like Google Ads, you may find Account type = “Organization” instead of “Business.”

When you create a profile with some Google products and services, you’ll be asked whether it’s an “individual” or “business” profile. This information must be accurate for tax and identity verification.

Tip: You can only edit your legal company name with a business account. Learn how to update your payments profile

This setting can’t be changed. Make sure to choose the one that best fits how you plan to use your profile.

  • Individual: Choose this setting if you’re using your account for your own personal payments.
  • Business: Choose this setting if you’re paying on behalf of a business, organization, partnership, or educational institution.

Creating Your First Profile

When you enter new payment information for a Google product or service, it gets saved in a payments profile. The next time you buy something through Google, you can reuse the information in the profile.

Any payments profile you create or are invited to is associated with your Google Account.

How to Create More than One Profile

When you check out with some Google products, you can create another profile. If you have the option to create a new profile, you’ll be asked to enter your payment information when you sign up.

Google Payment profile

If you’re using your profile for personal payments, we recommend only creating one payments profile. That way, you can manage all of your Google purchases from a single place.

You might want to create another profile if:

  • You want to have separate personal and business profiles tied to your Google Account.
  • You want to manage profiles for more than one business or organization.
  • Also, you want to have profiles in multiple countries. (You may have to create a new profile when changing countries.)

What are the Steps to Add a Payment Method?

  1. Open the Google Play app.
  2. At the top right, tap the profile icon.
  3. Tap Payments & subscriptions  Payment methods  Add payment method.
  4. Choose the payment method you want to add.
  5. Follow the on-screen instructions.

Note: If you’re using Google Pay in India as a payment method, you’ll need to update your UPI ID. 

Steps to Add a Backup Payment Method for Subscriptions

To avoid interruptions to your subscriptions, you can add a backup payment method for individual subscriptions to your Google Play account.

If your primary payment method stops working, your backup payment method will be charged. You can remove backup payment methods at any time.

  1. Open the Google Play app.
  2. At the top right, tap the profile icon.
  3. Tap Payments & subscriptions  Subscriptions.
  4. Select the subscription.
  5. Tap Backup payment method  Setup.
  6. Follow the on-screen instructions.

Steps to Remove a Google Payment Method

  1. Open the Google Play app.
  2. At the top right, tap the profile icon.
  3. Tap Payments & subscriptions  Payment methods  More    Payment settings.
  4. If asked, sign in to Google Pay.
  5. Under the payment method, you want to remove, tap Remove  Remove.

Editing a Payment Method

  1. Open the Google Play app.
  2. At the top right, tap the profile icon.
  3. Tap Payments & subscriptions  Payment methods  More    Payment settings.
  4. If asked, sign in to Google Pay.
  5. Under the payment method you want to remove, tap Edit.
  6. Make your changes.  
  7. Tap Update.

Change Your Payment Method While Making a Purchase

  1. On your Android phone or tablet, open the Google Play Store app.
  2. Go to a paid item’s detail page.
  3. Tap the price and review app permissions.
  4. Under the app name, tap the Down arrow, Payment methods.
  5. Choose from one of your existing payment methods or add a new one.
  6. Complete your purchase.

Note: If you add a payment method while making a purchase, it will be saved in your account.

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Managing Your Personal Info on Your Payments Profile

When you buy something from Google, we automatically create a payments profile.

Important Information About Google Payment Profile

Linked to your Google Account, your Google payments profile stores information like:

  • Name, address, and tax ID (when required legally) of who is responsible for the profile
  • Credit cards, debit cards, bank accounts, and other payment methods you’ve used to buy through Google in the past
  • Receipts and other information about past transactions
  • Subscriptions and recurring payments
  • People you invited to use your profile (Note: This feature is no longer available for personal profiles. If you need help removing someone from your account, contact Google Pay support.)

See Charges, Receipts, and Other Past Payment Info

  • For most purchases, go to Activity.
  • For some purchases you made through Google products, go to Subscriptions.
  • If you can’t find your purchase in Google Pay, sign in to the Google product where you made it and find it there.

If you need more help with managing your Google payment info, visit the Google Pay Help Center.

Google Payment: Google Pay VS Google Wallet and Android Pay

Google Pay is being heralded as a cross-platform payment system that works on any device, browser, and operating system: 

  • Users can send and receive money, just as they did with Google Wallet. 
  • They also can shop online or make in-store purchases via their mobile devices, just as they could with Android Pay.

Moreover, users can upload multiple credit, debit, and gift cards to their accounts, and they can manage all of this payment information through a single Google-tied login. 

In addition, Google Pay delivers some pretty useful features such as: 

  • Automatic credit card management. If your credit card is lost, stolen, or expired, you don’t have to wait for a replacement card in the mail. Your bank will alert Google so the new account number, expiration date and CVV code are automatically updated. 
  • Unified dashboard management. From a single interface, users can see their purchase history, reward points, shopping tips, gift cards, loyalty programs, and even nearby stores.

Google Payment: The Rise of Android Pay 

Android Pay wasn’t an innovative breakthrough in mobile payment technology, but this new service was able to ride on Apple’s coattails now that more vendors were set up for NFC payments. 

Plus, users didn’t have to download a dedicated app since Android Pay came automatically integrated with all later Android devices. 

But Google now had a branding problem: 

  • It offered Google Wallet — mostly for P2P payments.
  • It offered Android Pay — for online and retail shopping. 

Enough users were confused by these somewhat overlapping payment technologies that Google decided to bring both services under one unified platform. 

In 2018, the company launched Google Pay™.

Amazing Benefits of Google Pay Solutions

The motivation behind this rebranding is clear: Google wanted to eliminate confusion. By bringing Google Wallet and Android Pay under one roof, the company has moved closer to a universal payment option that works across the board (except for with cash-based businesses). 

However, customers also benefit from this move: 

  • You might occasionally forget your keys or wallet, but very few shoppers forget their phones. This means getting stranded becomes less likely since you’ll always have “money” on you. 
  • NFC payments are often faster than those made with credit cards or even cash. This means shorter retail lines and fewer hassles. 

Merchants also benefit from these new Google Pay solutions. 

  • Offering a new payment option is a good way to attract new customers.
  • Shorter (and faster) lines can help you generate more sales per hour.

Getting Started with Google Pay

If you’re already using Android Pay or Google Wallet as a consumer, very little will change about your day-to-day experience. Both services now exist under a single logo, and you can still: 

  • Pay at the cashier counter
  • Shop online or within apps
  • Send money to friends

I hope this article has been really helpful in every you ever wanted to know about google payment and has also shown the difference between Google Wallet, Google Pay, and Android Pay. 

If this article was quite helpful to you, then do well to share it with friends and loved ones. 

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