Credit Cards With Golf Rewards: Spending a day on the field can be a great way to relax, enjoy friendly competition, or entertain clients – but as most golfers know, it can also be quite expensive, especially if you’re a regular golfer.
If you’re a frequent golfer or if you spend money on golf merchandise and events, you may be able to reap some rewards for doing what you love.
Many credit cards have rewards programs, but these credit cards offer golf benefits.
PGA TOUR Bank Americard Cash Rewards Mastercard
The PGA TOUR Cash Rewards Mastercard from Bank of America gives an entitlement to cardholders to membership in the Tournament Players Club (TPC) Rewards Program.
As part of membership, cardholders enjoy a discount greens fees at private TPCs across the country, 20% off regular-priced merchandise in TPC Shops, and two free tickets to a PGA tour event if they make $95 worth of transactions within the first 90 days.
In addition to golfing benefits, the PGA TOUR Bank America Cash Rewards Mastercard also gives cardholders a $200 cash rewards bonus after.
$1,000 in the first 90 days and the opportunity to earn cash back on a variety of purchases, including 3% back on gas purchases*, 2% back at grocery stores or wholesale clubs, and 1% on everything else.
Card Basics: APR 16.24% to 26.24% with a 0% introductory APR for 12 months. No annual fee.
*Note: The rewards rates on these categories is good for up to $2,500 in combined purchases each quarter.
Chase Sapphire Preferred Card
The Chase Sapphire Preferred card is one of the top travel cards available to consumers, but golfers can find added benefits that cater to their favorite habits.
The Sapphire Preferred card offers cardholders access to PGA championship tickets before the general public, access to PGA and LPGA events, as well as VIP packages for the PGA championships.
Cardholders can purchase an annual PGA Access membership for $199, which will allow them to hit the links with one, two, or three other players at any of the 350 participating PGA access clubs.
This is a wonderful option for entertaining clients.
This card also offers a great and excellent rewards program, with 2x the points on travel and dining and 1 point per dollar spent on everything else.
Additionally, golfers who travel frequently can take advantage of a 25% point value increase when points are redeemed for travel, with 60,000 points equal to $750 towards travel.
Card Basics: 17.74% to 24.74% APR. $0 intro annual fee for the first year and $95 annual fee thereafter.
Marriott Rewards Premier Plus Credit Card
Marriott Rewards now includes the Marriott Golf Links exclusive golfer loyalty program also.
Now not only can Marriott Rewards club members stand a chance to earn points for booking tee times and other golf purchases at Marriott properties.
They can also earn 10 points for every dollar spent at participating Marriott Golf Clubs.
To really make the most of this Marriott Golf Links program, frequent golfers and travelers may want to consider the Marriott Rewards Premier Plus Credit Card.
Which earns cardholders 6 points per dollar spent at both Marriott and SPG hotels and 2 points on everything else.
Additionally, the Marriott Rewards program has a lot of promise, with the 15 Elite status level entitling members to 15 Elite Night credits each year.
Plus, with an introductory bonus of 75,000 points if you make $3,000 in purchases in the first month, access to great rewards travel, including top-notch golf courses, is well within your reach.
Card Basics: 17.74% to 24.74% APR and $95 annual fee.
American Express Platinum Card
American Express Platinum cardholders usually receive complimentary membership to the Preferred Golf Program, which includes 60 world-renowned golf resorts around the world.
Complimentary rounds of golf with each night stay at participating properties, free room upgrades, and late check-outs.
Also, golf lovers have early access to U.S. Open tickets, preferred tee times at PGA Golf Club facilities, and even the option to bring along a guest for free.
In Addition, members earn 5 points per dollar spent on eligible flights and hotels booked. Those who like traveling for their golf fix can really maximize their points.
The card also comes with a lot of other travel bonuses, including $15 monthly Uber credits, a $200 airline fee credit per year, and complimentary benefits at fine hotels and resorts worldwide.
Card Basics: This is a charge card; you must pay your full balance each month. $550 annual fee.
How to Compare Golf Credit Cards
Once you’ve narrowed down your choice to those credit cards that provide golf-related perks, compare the other features the cards offer to find one that is a cut above the rest.
Here are some of the common features you should pay attention to:
- Minimum spending. Some credit cards might require you to meet a minimum spend before you qualify for the golf perks. You should check how much you’d need to charge to the card to meet the spending threshold and if it’s within your spending habits.
- The number of green fee waivers. You should pay attention to the maximum number of times you can enjoy free green fees in a year. Some cards cap your allowance by year, others by quarter, and even others by month. If the card offers a discount on green fees instead of a complete waiver, make sure to find out how much of a discount you can get and how many times you can utilize the privilege.
- Golf-related benefits. Find out if the card comes with other golfing privileges such as VIP golf concierge service and golf resort deals.
- Card features. If you’re after a particular feature besides golf benefits, check that the card you want offers it. Some popular features to look out for include complimentary airport lounge access, free travel insurance, global ATM access, exclusive deals, and lots more.
- Find out about all the fees and charges associated with the card, such as annual fees, cash advance fees, late payment penalties, and overdraft fees. Always read the terms and conditions that are attached to your credit card before committing.
- Reward type. Credit cards usually come with reward schemes to incentivize cardholders to spend. Reward types can come in different forms including air miles, cash rebates, points, or a combination.