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Monopoly Starting Money, and Rules Binding Monopoly Game

Monopoly Money (or Munny) is the currency used by players to purchase properties, construct structures, and pay rent, fines, and taxes.

Monopoly Money


Also, Monopoly money is a form of play money used in the Monopoly board game.

It differs from most currencies because it is smaller and one-sided and lacks separate imagery for each value.

Unlike, the American or British banknotes on which it is based.

Also, It is not legal tender in any country and has no monetary value.

About Monopoly

Parker Brothers put this game out in its current form in 1935, which accounts for the apparel of the various figures depicted in the game and the design of the game as a whole.

Monopoly is a literal depiction of the idea that the rich get richer and the poor get poorer: the more money you have, the more property and houses and hotels you can buy, and then the more rent you can collect.

A monopoly is, of course, a situation where there is only one seller or provider who has no competition for his goods or services.

The winner of the game thus has a monopoly of all the property (and the money) in the end.

One thing that brings a unique kitschiness to Monopoly is the special edition branding of the game.

You can find special editions of the game for almost any fandom imaginable.

There are over a thousand different special editions of Monopoly.

Also, monopoly is a game that focuses on cash that streams out of and into a central bank.

There are certain rules of the game about precisely how much cash there should be in the bank and with each player toward the beginning of the game.

Also, there are rules about what to do if, for instance, the bank runs out of cash.

How Much Money do You Start with?

Basically, if you have ever played Monopoly, you know that the aim of the game is to become the wealthiest player.

How? By buying, renting, and selling properties.

One of the first things you’ll want to know when setting up your Monopoly board is how much money each player gets to start with.

They may find the information on how much money you start with on the rule sheet that comes with every Monopoly game.

But don’t worry if you don’t have a copy of the official Monopoly rules or if you can’t find the section concerning Monopoly starting money.

Monopoly is the most played game around the world with some of the most binding rules.

Monopoly Money

Rules of Monopoly Money

Monopoly’s rules are not complex, but they are particular.

Depending on the number of player tokens available, 2+ players can play Monopoly.

A customized board, 32 homes, 12 hotels, Chance and Community Chest cards, and Title Deed cards for each property.

Also, play money, player tokens, and two six-sided dice are all required for Monopoly.

However, each player chooses a token and places it on ‘Go’, and is provided with $1500.

2 of each $500’s, $100’s, and $ ’50s; $6 ’20s; and 5 of each $10’s, $5’s, and $1’s.

One player is the Banker. All assets of the Bank should be separate from the Bankers own assets.

The Bank controls all remaining money and all properties and buildings until they are purchased.

Also, the Bank can never ‘go broke’ you should make more money if needed.

Speed Die Rules of Monopoly Money

Winning Moves Games launched the Speed Die with Monopoly.

The Mega Edition in 2006, and has subsequently been added to many other editions.

Including the Standard Edition in 2007.

Use of the Speed Die

The Speed Die is only used to determine triples. it is not used to determine doubles.

If the player rolls triple 1s, 2s, or 3s, he or she may move forward to any space on the board and does not have to roll again.

Also, If a player rolls two doubles and then a triple, they do not go to jail.

Instead, they are free to move to any location on the board and do not have to roll again.

If you roll, you’ll get:

1. A 1, 2, or 3: Add the number rolled to the total of the usual dice.

2. Mr. Monopoly: Move as usual and take that turn as usual.

Move to the next unowned property, which they may buy or auction, before rolling again or transferring the dice to the next person.

If no unowned properties are available. 

The player transfers to an opponent’s un-mortgaged property.

However, Do nothing if all of your opponents’ properties are mortgaged.

3. A Bus: You have the option of moving the values of both white dice or just one white die.

If a player rolls a 2, 6, and a Bus, for example, he or she can choose to move 2, 6, or 8 spaces.

4. Take 1 Bus Ticket from the deck if you roll a bus in the Mega Edition.

If no more tickets are available, or if you choose, proceed to the nearest Chance or Community Chest location, whichever is closer.

Classic Monopoly Rules

Dealing with Mortgages

1. Objective

The goal of the game is to amass the most riches by purchasing, renting, and selling real estate.

2. Preparation

Place the board on a table and place the chance and community chest cards facedown on the board in their allocated space.

Each player selects a token to represent him or herself as they journey around the board.

Each participant receives $1,500, which is divided respectively.

In pieces of $500s, $100s, and $50s; $640; 5 each of $105, $5, and $Is; and 5 each of $105, $5, and $Is each.

Also, They sent all leftover funds and equipment to the bank.

Stack the money on the plastic Banker’s tray on its edge in the compartments.

3. Banker

Choose a Banker who will also be an excellent Auctioneer.

A banker who takes part in the game is required to keep his or her personal cash separate from the Banks.

When there are over five players, the Banker can choose to operate simply as Banker and Auctioneer.

4. The Bank 

Apart from the money, the Bank holds the Title Deed cards, as well as houses and hotels. Until the players purchase and use them.

Also, the Bank is responsible for paying salaries and bonuses.

It sells and auction properties and issues suitable Title Deed cards to the buyers.

Moreso, it sells houses and hotels to the players and lends money on mortgages when needed.

The Bank is responsible for collecting all taxes, fines, loans, and interest, as well as the value of all properties it sells or auctions.

Although, if The Bank of New York “falls bankrupt. However, If the Bank runs out of cash.

The Banker may issue as much additional cash as is required by writing on any ordinary piece of paper.

5. The Play

Each player throws the dice starting with the Banker.

The game begins with the player who has the highest total.

Place your token on the “GO” corner, roll the dice, then move your token to the number of spaces shown by the dice in the arrow’s direction.

The turn moves to the left once you’ve finished your game.

The tokens remain on the occupied spots and continue from there on the player’s next turn.

Two or more tokens may occupy the same spot.

You may buy real estate or other properties based on the space your token reaches.

Alternatively, you may be required to pay rent, pay taxes, draw a Chance or Community Chest card, “Go to Jail,” and so on.

If you roll doubles, you move your token to the total of the two dice and are subject to any privileges or penalties associated with the spot you land on.

Keep the dice and throw them again, moving your token as before.

If you throw three doubles in a row, your token will be moved to the “In Jail” space right away.

6. “GO” Rule of Monopoly

The Banker gives a player a $200 salary each time his or her token lands on or passes over GO, whether by rolling the dice or drawing a card.

They only paid the $200 once per round on the board.

If a player passing GO on the dice l and 2 spaces beyond it on Community Chest or 7 spaces beyond it on Chance and draws the “Advance to GO” card, he or she receives $200 for passing GO the first time and another $200 for reaching it the second time by following the instructions on the card.

7. Buying Property Rule of Monopoly

If you land on an unowned property, you can buy it from the Bank for the written price.

Place the Title Deed card face up in front of you to show ownership.

If you do not want to purchase the property, the Banker will auction it off to the highest bidder.

The buyer pays the Bank in cash for the amount of the bid and receives the property’s Title Deed card.

Any player may bid, including those who chose not to buy it at the printed price.

Bidding may begin at any point.

8. Paying Rent

When you land on another player’s property, the owner takes rent from you according to the list posted on the property.

It’s the Deed of Title card.

Rent cannot be collected if the property is mortgaged. 

When a property is mortgaged, the owner places the Title Deed card facedown in front of him.

Holding all the Title Deed cards in a color group (for example, Boardwalk and Park Place; or Connecticut, Vermont, and New Hampshire) is helpful.

This is because the landlord may then charge double the rent for properties in that color group that haven’t been improved.

This regulation applies to properties that are not encumbered by a mortgage even if another color-group property isn’t mortgaged.

However, It’s even better to have residences or motels on your property.

Because the rentals for upgraded properties are substantially greater than for unimproved premises

If the owner does not request the rent before the due date, the owner may not collect it and the next player throws the dice.

9. Chance and Community Chest

If you land on one of these, take the top card from the deck indicated in these places.

Follow the instructions, and place the card facedown at the bottom of the deck.

The “Get Out of Jail Free” card is kept in the deck until it is played, and then it is returned to the bottom.

Also, If the person who draws it does not choose to use it, he or she may sell it to another player at any moment for a price that is acceptable to both parties.

10. Income Tax Rule of Monopoly

If you arrive here, you have two choices.

Estimate your tax at $900 and pay the Bank, or pay the Bank 10% off your whole wealth.

All of your cash on hand-printed prices of mortgaged and mortgaged properties, and the cost price of all buildings you own make up your entire worth.

Before you add up your entire worth, you must choose which choice you will pick.

11. Jail Rule of Monopoly Money

You enter Jail when

1. Your token lands on the “Go to Jail” area

2. You get a “Go to jail” card or

3. You throw doubles three times in a row.

Also, you cannot collect your $200 pay when you are sent to Jail because you must move your token to Jail regardless of where it is on the board.

When someone sends you to jail, your turn ends.

If you are not “sent” to Jail but land on that area in the normal course of play, you are “Just Visiting,”

And this incurs no punishment and continue on your next turn as usual.

You can escape from jail by

1. Throwing doubles on any of your following three turns.

If you succeed, you immediately advance the number of spaces indicated by your doubles throw.

2. Use the “Get Out of Jail Free” card if you have it.

3. Purchasing the “Get Out of Jail Free” card from another player and playing it;

4. Paying a $50 fee before taking your following two turns to roll the dice.

However, You must pay a $50 fee if you do not toss doubles by your third turn.

You then exit Jail and proceed forward the number of spaces shown by your toss.

Also, You can buy and sell property, houses, and hotels, and receive rent even if someone incarcerated you.

12. Free Parking

A player who lands on this location receives no money, property, or other prize.

This is simply a “free” rest stop.

13. Houses

You can buy houses from the Bank and erect them on those properties once you own all the properties in a color group.

Also, You can put your house on any of those properties if you buy one.

However, you must build the next house you buy on one of the unimproved properties in this color group or any other color group you possess.

Your little Deed card for the property on which you built the house shows the price you must pay the Bank for each house.

An opponent who lands on the unimproved properties of a higher entire color group pays double the rent to the owner.

You may buy and erect as many houses as your judgment and financial situation will allow at any moment. 

However, you must build in a consistent manner, i.e., you cannot build over one house on any one property of any color group until you have built one house on every property in that group.

Then you can move on to the next row of houses, and so on, up to a maximum of four dwellings per property.

For instance, you can’t build three houses on one property if you only have one house on another of the group’s properties.

If you sell houses, back to the bank, you must break them down evenly as well.

14. Hotels

When a player owns four residences on each color-group property, he or she may purchase a hotel from the Bank and install it on any color-group property.

She pays the payment for the hotel mentioned on the Title Deed card and returns the four dwellings from that property to the Bank.

On any given land, you may build only one hotel.

15. Building Shortages

When the Bank is out of houses to sell, players who want to construct must wait for another player to return or sell his or her other houses to the Bank.

If a limited number of houses and hotels are available, and two or more players want to acquire more than the Bank has, the houses and hotels must be sold at auction to the highest bidder.

16. Selling Properties

Unimproved properties, railroads, and utilities (but not buildings) may be sold to any player for any price the owner may get in a private transaction.

However, no property can be sold to another player if buildings are standing on any properties of that color group.

Although, before the owner can sell any property in that color group, any structures in that location must be sold back to the Bank.

Houses and hotels may be sold to the Bank at any time for one-half of the original purchase price.

All houses in one color group must be sold one by one, even, and in the opposite order that they were built.

17. Mortgages

You can mortgage unimproved properties through the Bank.

All the buildings on all the properties in its color group must be sold back to the Bank at half-price before an enhanced property can be mortgaged.

Each Title Deed card has the mortgage value printed on it.

Also, you cannot collect rent on mortgaged properties or utilities.

However, we can collect rent on properties in the same group that are not mortgaged.

To get the mortgage lifted, the owner must pay the Bank the full loan plus 10% interest.

When all of a color-properties group are no longer mortgaged, the owner may buy them back at full price.

The person who mortgages a property keeps it, and no other player can secure it by removing the mortgage from the Bank. 

The owner has the option to sell the mortgaged property to another player at an agreed-upon price.

If you are the new owner, you can pay down the mortgage plus 10% interest to the Bank and immediately lift the debt.

Although, If the mortgage is not immediately lifted, you must pay the Bank 10% interest when you purchase the property.

And if the mortgage is later lifted, you must pay the Bank an additional 10% interest plus the mortgage amount.

18. Bankruptcy

If you owe more than you can pay to another player or the Bank, you are declared bankrupt.

In that case, you must turn it over to another player if you owe money to them.

Play everything you have of worth and exit the game.

If you own a home or a business, consider this when making this agreement.

Also, In exchange, you must return them to the Bank for money equal to one-half of the amount paid.

They provide this money to the creditor for them.

You must also turn over a mortgaged property to your creditor, but the new owner is required to pay immediately.

The amount of interest on the loan, which is 10% of the loan’s value, is paid to the bank.

If the new owner accomplishes this, he or she may, at his or her discretion, lift the loan after paying the principal or holding the property until a later date.

Although, If he/she keeps this property until a later turn, he/she wins.

When the mortgage is paid off, they must pay again the interest.

Should you owe the Bank, rather than another player, a larger debt, you can pay even by selling off buildings (due to taxes or fines).

However, you must give over all assets to the Bank if you are mortgaging property.

In this situation, the Bank sells all the property confiscated at auction right away.

All, except for buildings.

A bankrupt player must leave the game right away and the last remaining participant wins the game.

19. Miscellaneous

Only the Bank can lend money to a player through mortgaging real estate.

No player may lend or borrow money from another player.

Number of Players 

Monopoly Money

2-8 players are needed to play the game of monopoly money.

Components of the Game

1. 1 board

2 dice

3. 32 houses

4. 12 Hotels

5. Tokens for every player

6. 28 Title Deed cards for all properties

7. 16 Chance and 16 Community Chest cards

8. Money

Read Also

How Much is the Monopoly Starting Money?

The monopoly game is all about money.

It revolves around the money that flows in and out of a central bank.

There are rules about the amount of money the bank and players should have at the beginning of the game.

On the standard of the monopoly game, every player in the game of monopoly will start at $1,500.

The money is broken down into different denominations; two $500 bills, four $100 bills, a $50 bill, and five $1 bills.

However, it could be stated otherwise, but it will be as directed by the bank’s manager or the person who is in control of the bank.

Monopoly Money

Tips to use in the Game of Monopoly Money

The game of Monopoly revolves around money that flows out of and into a central bank.

There are specific rules about exactly how much money the bank and each player have at the start of the game, and what to do if, for example, the bank runs out of money.

1. Choosing a Banker

Select as Banker a player who will also make a good Auctioneer.

A Banker who plays in the game must keep his/her personal funds separate from those of the Bank.

When more than five persons play, the Banker may elect to act only as Banker and Auctioneer.

2. Money in the Central Bank

Monopoly money entails 20 beige $100, 20 orange $500 bills, 50 green $20, 30 blue $50 bills, 40 yellow $10 bills, 40 white $1 bills, and 40 pink $5 bills.

Before 2008, the bank in the monopoly game starts with $15,140 in cash.

In 2008 however, the games made after September had $20,580 in the bank.

(Accounting for inflation).

Some bills came in different colors: $20 bills got a brighter green hue, $10 bills came in blue, and $50 in purple.

There are also 30 pieces of each denomination instead of different numbers for each.

3. Startup Money

Each player in the monopoly game starts with 1,500 dollars.

The money is broken down into two $500 bills, four $100 bills, $50 bill, and five $1 bills.

At the beginning of the game, the central bank holds all 12 motels and 32 houses.

4. Need for Additional Money in the Central Bank

The bank may repeatedly run out of money, especially if you are playing with several people.

When this happens, you can add as much money as you want.

You can make money out of papers.

You can also use poker chips or checkers to indicate the denomination.

If you want the money to be real monopoly money, you can buy the money in a hobby store, or toy store, or buy it online.

5. Dealing with Mortgages

You can mortgage unimproved properties through the Bank.

Before an improved property can be mortgaged, all the buildings on all the properties of its color group must be sold back to the Bank at half price.

They print the mortgage value on each Title Deed card.

And you can collect rent on mortgaged properties or utilities, but you can’t collect rent on mortgaged properties in the same group.

Frequently Asked Questions

Park Place and Boardwalk

Each participant in the game of Monopoly starts with $1500.

In 1988, they auctioned the most expensive Monopoly board game for $2 million.

The Oranges are the best Monopoly properties to buy (New York Avenue, Tennessee Avenue, and St. James Place).

They also offer one of the highest returns on investment (ROI) of any color palette.

The Monopoly Dollar

Monopoly money refers to the play money used in the board game Monopoly

The shortest possible game of Monopoly requires only four turns, nine rolls of the dice, and twenty-one seconds.

oranges, reds, and dark blues.

In fact, no one has ever completed the game since it was first introduced in 1936.

It is certainly possible (but unlikely if you’re playing by the actual rules) to completely run out of money in the bank.


Individuals play monopoly for various reasons. Some may play it as a fun family game night.

Others use it as a learning apparatus at school, and even others play it just to have a great time.

However, monopoly is more than just a game; it provides people with hands-on learning and how to be financially educated.

Play it during your next social night as a fun way to learn more about income and expenditure.

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