Bank of America: Do They Embark in Notarization? With What Condition?
Does Bank of America Notarize? A bank is a financial institution that accepts deposits and recurring accounts from the people and creates Demand Deposit. Lending activities can be performed either directly or indirectly through capital markets.
Occasionally, you may find yourself in a position where you need to have a document notarized. Undoubtedly, this has happened if you’re a parent and have had to sign documents concerning your son or daughter, or if you’ve ever conducted any type of real estate transaction.
It is not uncommon for a Title Company to send real estate closing papers to a client instead of that person reporting to the office of the Title Company to complete the closing.
The question is, where do you go to get a document notarized? Does Bank of America notarize?
Does Bank of America Notarize?
Yes, Bank of America does notarize. Bank of America notary services are only available at select locations, only to customers, and only to those with an appointment. Though it is convenient for many and free of charge.
According to customer service, Bank of America notarizes:
- Forms and documents required to close loans (mortgage loans, home equity lines of credit, construction to permanent loans, auto loans, business loans, etc)
- Forms necessary for investment and wealth management services.
They do not notarize:
- Documents with blank spaces someone can later use to commit fraud.
- Government documents with errors
- Government forms with pre-printed wording that does not comply with notary law guidelines.
Does Every Bank of America branch provide Notary Services?
Every branch does not have a notary available to provide this service. Even if a particular branch does offer notary services, that person may be off that day or otherwise unavailable.
Therefore, you should call ahead to make an appointment.
When Are the Notary Services Available?
If you walk in without an appointment, you may be able to sign-in to speak with a bank representative on the spot, but you will have to wait until other customers with pre-scheduled appointments are serviced.
Appointments are available Monday thru Thursday, from 9 a.m. to 5 p.m. and on Friday, from 9 a.m. to 6 p.m. However, there is no limit as to how long you will have to wait, nor any guarantee that you will be seen.
You’ll need at least one, valid, government-issued photo ID to get a document notarized.
What do You Need to Have a Document Notarized?
Since this is a service they provide for their customers, you must have an active account with Bank of America. The service is not available to someone who does not have an account at the bank.
You’ll need to present to the notary a valid, government-issued photo Identification to get a document notarized. Preferably, this will be a valid state driver’s license or identification card.
Other acceptable forms of identification are U.S. military identification cards and passports. The notary will have to physically examine these documents to verify that you are who you say you are.
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Fees for Notary Services
- It is free of charge for its customers.
- The bank of America doesn’t provide this service to non-customers.
- An appointment is a must.
- The bank of America notarizes forms and documents required to close loans & forms necessary for investment and wealth management services.
Bank of America provides notary public services to customers only, free of charge. Since notaries are not available in every location, you need to call your nearest branch to inquire whether they have a notary on site.
If you don’t have an account at Bank of America, don’t worry. There are plenty of other banks that offer notary services — some even to non-account holders.
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