Credit cards that uses TransUnion Only? A list of Various Credit Cards2022

– Credit Cards that Uses TransUnion –

I bet you’ll be asking, What are the credit card companies that use TransUnion only? This is a good question because knowing which creditors use TransUnion may put you in a better position to get a good credit card.


We have the list of options — from the Barclaycard Ring Mastercard to the Capital One QuicksilverOne — to help you find the best credit card for your needs.

In This Article, we’ll be tackling the following topic;

  • What Is TransUnion?
  • The List of Credit Cards That Only Use TransUnion (Reportedly)

What Is TransUnion?

TransUnion is one of three credit announcing firms that give their administrations to people and organizations.

The two other credit administrations are Equifax and Experian. Every office may review your credit somewhat better depending on the strategy used to figure your FICO assessment, just as the entrance the organization has to your monetary history.

Along these lines, you may have three diverse financial assessments. When you apply for a Mastercard, the Visa organization can pull from one, two, or every one of the three credit offices.

In case you’re somebody whose most ideal FICO assessment originates from TransUnion, you might need to apply for a Visa from an organization that solitary uses TransUnion to endorse its clients.

Things being what they are, which charge card organizations just use TransUnion? The TransUnion site records various charge card choices from accomplice organizations that will in general essentially use TransUnion.

We’ve cross-referenced that rundown with reports from clients on online discussions and web-based life to present to you the accompanying rundown of charge card organizations that regularly use TransUnion as the main credit agency for looking into applications.

Note: Although we’ve done broad research and we keep on refreshing this article as new data ends up accessible, it’s unrealistic to decide precisely how organizations will deal with each application for a specific charge card.

Charge card backers don’t discharge their approaches for reaching credit authorities, so it’s important to depend on shopper reports of which agencies were reached for explicit cards — in any case, those outcomes change generally, so remember that your experience might be not the same as somebody else’s.

How Might I Check my FICO Assessment with TransUnion?

Although it’s not in every case clear on TransUnion’s site, the authority seems to offer just a single method to see your Vantage score: Through its Credit Monitoring membership administration.

For about $20 every month, you become a TransUnion part with boundless access to the TransUnion Score and Report, which incorporates your Vantage score 3.0 — an industry score grown together by the three fundamental departments.

Like comparative authority bundles, you’ll approach master direction and assets to enable you to investigate your obligation, debate things on your report or become familiar with the way to monetary opportunity…

Some Services that TransUnion Offers?

Your membership includes:

  • Credit Look Plus. Use this tool to close your TransUnion and Equifax reports, stopping creditors from looking without your permission.
  • Instant alerts. Know whenever anybody attempts to apply for credit in your name.
  • ID theft insurance. Get insured for up to $1 million if you’re a victim of ID theft or fraud.

On the business side, TransUnion uses its extensive database of consumer information to help companies and industries narrow their focus on specific customers and employees and assess consumer data and trends.

It also designs products for the government that assess risk, ensure safety and prevents cyber fraud.

Read Also:

The List of Credit Cards That Only Uses TransUnion (Reportedly)

The List of Credit Cards That Only Use TransUnion (Reportedly)

1. Barclaycard Arrival Plus World Elite Mastercard

  • Credit Needed: Good (640-719) or Excellent (720+)
  • Annual Fee: $89
  • Balance Transfer Fees: None
  • Rewards: Get 60,000 bonus miles after spending $5,000 on purchases in the first 90 days. Earn two times the miles per dollar on every purchase.
  • Foreign Transaction Fees: None

2. Barclaycard Ring Mastercard

  • Credit Needed: Good (640-719) or Excellent (720+)
  • Annual Fee: $0
  • Balance Transfer Fees: None
  • Rewards: None
  • Foreign Transaction Fees: None

3. Capital One Quicksilver Card

  • Credit Needed: Good (640-719) or Excellent (720+)
  • Annual Fee: $0
  • Balance Transfer Fees: 3%
  • Rewards: One-time $150 cash bonus after you spend $500 within the first three months of approval. Unlimited 1.5% cashback on all purchases.
  • Foreign Transaction Fees: None

4. Capital One Quicksilver one

  • Credit Needed: Fair (550-639) or Poor (500-549) or Bad (Below 500)
  • Annual Fee: $39
  • Balance Transfer Fees: None
  • Rewards: Get 1.5%cash back on every purchase.
  • Foreign Transaction Fees: None

5. Capital One Venture Rewards Credit Card

  • Credit Needed: Good (640-719) or Excellent (720+)
  • Annual Fee: $0 for the first year; $95 after that
  • Balance Transfer Fees: None
  • Rewards: Earn 50,000 bonus miles once you spend $3,000 on purchases within the first three months. Earn two times the miles per dollar on every purchase.
  • Foreign Transaction Fees: None

6. Simmons Visa

  • Credit Needed: Excellent (720+)
  • Annual Fee: $0
  • Balance Transfer Fees: None
  • Rewards: None
  • Foreign Transaction Fees: None

While we can’t say with 100% certainty that these cards will only ever pull from TransUnion to review your credit history, this list includes the credit card companies that are most widely reported to do just that.

Each card listed above has its own pros and cons. Take the time to review the benefits and drawbacks of each so you can make the best possible decision.

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