Updates on CordiaGrad Student Loan Refinancing
Requirements
When applying for CordiaGrad Student Loan Refinancing, please note.
- Applicants must be a US Citizen.
- Also, you must be over 23 years of age at the time of signing.
- Furthermore, there should be proof of income.
- Also, there must be proof of credit.
- Co-signers may be added. But other terms related to their current credit score and income may apply.
- Also, references are required for both lendees and their co-signers.
- Each reference should be over age 18 and not living at the same address of either party.
However, please note. Many requirements are standard for the lending industry. Other requirements are:
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Term Lengths
When applying for CordiaGrad Student Loan Refinancing, please note. Both fixed rate and variable rate selections are available to qualified applicants.
The fixed rate can be set to 5 year, 8 year, or 12 year options. Variable rates last between 5 to 8 years. Also, CordiaGrad reserves the right to deny an option. This may be based on possible credit issues.
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Credit Review
A standard credit review is necessary to process any application. There is no fee charged for the service. Also, the applicants may ask to see any data retrieved during the search. This includes a full list of reasons for denials.
Interest Rates for CordiaGrad Student Loan Refinancing
CordiaGrad Student Loan uses prime rate to establish their interest rates. It can change quarterly. Also, it can affects the rate of the variable APR.
A lower interest rate is available to lendees with a CordiaGrad checking account. Automatic payments from selected accounts may also lower the interest rate. This is on long-term loans.
Deferments of CordiaGrad Student Loan Refinancing
When applying for CordiaGrad Student Loan Refinancing, please note. Unlike some financial companies, it offers deferment options. These options are based on various circumstances.
These circumstances include job loss. Also, it includes death of the lendee. Other deferments may be available.
Why CordiaGrad?
- Contact
When applying for CordiaGrad Student Loan Refinancing, please note. The company works to reach customers through a variety of sources and customer service avenues. Whether it’s questions or comments, CordiaGrad actually promotes communication. Also, lendees can arrange a face to face meeting with a representative.
Offers
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Rewards Program
When applying for CordiaGrad Student Loan Refinancing, please note. There are offers and rewards. Rewards programs have become popular among many smaller lending companies.
CordiaGrad offers their own incentive. This is based on referral program for current lendees. For each successful application, the referrer receives $200. Other restrictions may apply. Also, referrers are encouraged to ask for more details.
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Special Loans
When applying for CordiaGrad Student Loan Refinancing, please note. Medical students will find special loans available. This is based on their degree.
Participants programs that cover MD, DO and DDS degrees can obtain loans over $350,000. Applicants in these situations are encouraged to call. This call is to the service for special processing instructions.
In a Nutshell
It is important you know this. CordiaGrad offers a safe and easy application process. This works with the applicant to address every concern. Their refinancing programs help Students with high-interest loans. It helps them to reach a more manageable monthly payment.
This is especially helpful for recent graduates just starting out. Also, their well-written blog offers helpful information. This information answers a wide range of issues and situations
However, before you consider CordiaGrad, please note. Make sure you compare all student loan refinancing options at Credible. You can get a quote in just 2 minutes. Also, as a bonus, College Investor readers get $200 when they refinance with Credible.
