Notary Services at Chase Bank: Detailed Explanation – Notarization is one of those things you might never think about until you’re told that you need to get a document notarized.
Then, you’re in a search of trying to fathom what notarization is and where you can get it done. When precisely would you need to get a document notarized and how can Chase Bank help you with this? You’ll find all of this answer in this article.
How Notarization Works
The notarization procedure is normally simple. You just need to present a document to a notary public and sign it in their presence. Immediately you are done, the notary officially notarizes the document with an official stamp, he or she writes in the date and include their own signature.
The notary typically asks to see a photo ID to confirm that you are the legal person whose signature they are notarizing on the document. The notary will also verify that you know the meaning of what you are signing and are doing so willfully.
Though almost any document can be notarized, some of the most popular ones include sworn statements, powers of attorney, copy certifications, rental agreement, beneficiary designations for retirement accounts, deeds of trust, promissory notes, and motor vehicle bills of sale.
The Importance of the Notary Witnessing Your Signature
When your document is notarized, the notary confirms your identity and that you are the legal person signing the document being notarized and not someone else. Because of this, the notary must be present when you’re signing the document.
Hence, you should not sign it before seeing the notary. Notaries take a legal oath that they will not notarize any document except they have witnessed presently when it is signed by the appropriate party.
If you out of mistake sign a document ahead of time, you may have to return with an unsigned copy of the document. After witnessing you sign the copy, the notary will match that signature to the one you made on the original.
If the signatures match, the notary will notarize the original document. Often time, he or she(notary) can notarize the copy and will not need to notarize the original document.
Types of Notarization
Signature witnessing. This is the most popular notarization. The notary confirms that you are the person you claim to be and that they witnessed you signing the document.
Acknowledgment. This type of notarization is used for documents that transfer ownership of property such as property deeds, powers of attorney or trusts. It needs you to be available in person and affirm (acknowledge) that the existing signature on the document is your own, that you did sign it and you’re in agreement with the provisions of the document.
Copy certification. In this type, the notary makes a copy of an original document and confirms that the copy is original, true, and complete. Documents in this category are college degrees or transcripts, passports, and driver’s licenses.
Jurat. Done on affidavits, depositions, and other different types of evidentiary documents, this needs you to sign the document and then swear or confirm that the statements in the document are true and not false.
What Does a Notary Do?
Notaries Public (also known as people who can notarize documents) are licensed witnesses to the signing of documents. Notaries must be unbiased and independent when assessing a document and signer.
Notaries have to be impartial, this means they can’t refuse to help you because of your race, nationality, religion, politics, or sexual orientation.
A notary confirms that an official document has been properly signed. The seal of a notary makes your documents more reliable and is needed for certain documents.
If you need to get something notarized, just follow these easy steps.
Come with the document you need notarized to a notary near you. Also bring a driver’s license, state ID, military ID, passport or other government-issued photo ID
Respond to the notary’s questions. You may have to show your identification, verify your signature, or give a thumbprint.
The notary will then give you a notarial certificate and with a signature and an official seal.
Commonly Notarized Documents
There are specific crucial documents that are essential of no value without the signature of a notary. Examples of documents that you usually have to notarized.
Advanced health directives
Authorizations to add or remove a name from a title
Bills of sale for motor vehicles
Certificate of ownership/title application for a car
Federal government applications and documents
Identity theft complaints
Medical authorizations for minors
Powers of attorney
Retirement and death benefit designations
Can Chase Bank Notarize Your Documents?
If you have an account with Chase Bank, your documents will be notarized free of charge at participating locations. Most but not all Chase Bank divisions have a notary.
If you have a Chase customer and want to get your document notarized, find your closest Chase Bank location. Once you find your closest bank, call to ensure they provide notary services. You should keep these things in mind when you call:
Can you make an appointment? Notaries may be open only during some particular hours so you should try to book an appointment to ensure a notary will be there when you stop by.
What can you get notarized? Some banks place limitations on the types of documents they may notarize, so make sure Chase can notarize your document.
Does it cost anything? If you have a Chase customer, you can get your documents notarized free of charge. If you’re not customer, check if you can use the notary services and how much is the cost
Where Else Can You Find a Notary?
There are Lots of other places where you can get documents notarized if perhaps Chase is not available to you. If they can’t notarize your documents, but you would like to have your documents notarized at a bank, below is the list of banks with notaries.
If you’ve opened an account with a chase, you can get your documents notarized for free of charge. If you’ve not opened an account with them, you might have to pay an additional fee. In general, you’ll have to pay fewer than $5.00 for notary charges, but these costs differ by state. See the maximum legal fee by state.
Notaries are needed to visibly inform you of all charges, thus, you’ll always know how much using a notary will cost. Notaries may also charge clerical or administrative fees as well to the state-set notarization charges, such as:
This is the Chase Bank notary service in detail. There are places to get your document notarized; Banks are not the only place to do this but also at law firms, public libraries, county clerk offices, Postal Annex, and the UPS Store.
You would normally get a document notarized at any of these locations faster and for a cheaper amount (5 dollars) No matter what type of document you want to notarized, you have lots of options — and if you’ve, you can have it do open an account with chase, it is for free