B&H Payboo Credit Card 2020 Review: Is It Worth It?

B&H Payboo Credit Card Review 2021: Is it Worth it?

Payboo is a store credit card for use only at B&H.  While Payboo is a personal credit card, not a corporate or business card, the card may be used to pay on B&H websites, mobile app, and SuperStore. Keep reading to find out how it works.

B&H Payboo Credit Card 2020 Review: Is It Worth It?

But what if there was a way to get some of the money you spend on equipment back into your pocket? Photo retailer B&H has found a way to just that for its loyal customers.

Despite having a funny name, the brand new B&H Payboo credit card can earn photo fanatics some serious savings. Could it be the solution to cutting down your photo expenses?

Today, we’ll be delving into exactly what this piece of plastic has to offer.

What is the B&H Payboo Credit Card?

What is the B&H Payboo Credit Card?


The Payboo Card is a store credit card offered through Synchrony Bank that provides B&H customers with a revolving credit limit for any B&H purchases made online, in-store, or by phone, subject to credit approval.

B&H issues instant Payboo Card Savings on all non-tax-exempt purchases shipped to eligible states paid for with the Payboo Card in the form of a reward concurrently issued and redeemed directly on your order during checkout.

How does the B&H Payboo Credit Card Work?

How does the B&H Payboo Credit Card Work?

In short, every non-tax-exempt purchase made with the card yields instant cash rewards. As soon as checkout is complete, your reward immediately issued and redeemable at the click of a button.

In many states, the cash reward you’ll receive is equivalent to the state sale’s tax paid upon purchase. Technically, you’ll still pay local sales tax on whatever you buy. However, B&H instantly reimburses customers the fee.

Because B&H handles the transactions, there’s no need to keep files of your B&H purchases for tax purposes. What’s more, there are no caps or limits on the savings you can make through Payboo.

So, for those spending considerable amounts of cash on gear, the B&H Payboo credit card is an easy, hassle-free way to start cutting down costs.

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An Edge over Competitors

You may be wondering what B&H gets out of Payboo transactions. In short, the card is designed to breed customer loyalty through a savings program that growing competition can’t match.

It’s important for applicants to realize that Payboo only works through B&H. That is, you can’t make purchases with it outside of the camera retailer.

B&H simply won’t offer you their promised rewards if you use their card to try buying discounted Amazon products.

Payboo is easy to use through the B&H website and mobile app, and payment information can automatically be set to an existing account. However, Payboo can also be applied to payments made by phone.

And, of course, the B&H Payboo credit card can be used on all transactions made at the NYC SuperStore.

Is it Worth it?

Because of varying regulations, Payboo is a smart choice for some and a waste of time for others. Customers outside of the US won’t be eligible for the service at all.

Even those in the states won’t always be able to cash in on B&H’s seemingly unbelievable offer.

Obviously, for camera geeks, B&H offers the best and the brightest that the industry has to offer. However, the B&H Payboo credit card is highly restrictive on where it can be used.

If you’re looking for an all-purpose card for everyday use, this is not the solution for you.

That being said, in some areas (such as Washington or California), the savings accumulated are absolutely unrivaled. Other areas (such as Hawaii and Oklahoma) are on par or below what one might receive from a standard Amazon Prime Rewards credit card.

For this reason, we recommend shopping around and running the numbers on exactly how much Payboo can save you before signing on.

Are you Eligible?

Think Payboo is right for you? One of the card’s most convenient features is an easy online application.

To see whether you’re qualified for the B&H Payboo credit card, you can follow this link and click the “Apply Now” button.

Immediately after approval, customers may utilize their Payboo account and begin saving. No annual fees necessary, no loopholes to work around. For anyone serious about their photo arsenal, this new opportunity is at the very least worth exploring.

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