What You Should Know About Asiana Signature Credit Card.. The Asiana Visa Signature® Credit Card is a good choice if you fly often with Asiana Airlines. It offers a decent 3 miles per dollar spent on Asiana purchases, along with other ways to earn miles. But consider whether your yearly spending creates enough bonus miles for you, since the card comes with a $99 annual fee.
This article compiles all you need to know about Asiana Credit Card. Also how it competes with other cards.
Annual 10,000 bonus miles certificate
Automatic $100 annual rebate on Asiana Airlines ticket purchases
Two Asiana Airlines lounge invitations annually
No foreign transaction fees
Good rewards program
Option to transfer points to Star Alliance partners
Annual rebate and 10,000 miles certificate can only be applied to Asiana Airlines
Asiana Airlines is only serviced by six major international airports in the U.S.
$99 annual fee is only worth it if you can take advantage of annual perks
No intro APR on balance transfers or purchases
Recommended Credit Score
Good to excellent credit
Asiana Credit Card: A Great Card for Traveling to Asia
If you’re a regular traveler to Asia, the Asiana Airlines Visa Signature (issued by Bank of America) card is definitely worth considering. This card provides serious perks for those who fly via Asiana Airlines at least once per year.
Unfortunately, Asiana Airlines is serviced by just six major international airports in the U.S., and you’ll miss out on most of the card’s benefits if you don’t live near an Asiana hub — even though Asiana miles can be redeemed with partner airlines in the Star.
Asiana Visa Signature Credit Card Benefits
The Asiana Airlines Visa Signature credit card offers some great perks for card members who are able to take advantage of them, including a generous Alliance rewards program and great annual bonuses.
New cardmembers can earn 30,000 bonus miles after making at least $3,000 worth of purchases within the first 90 days of opening an Asiana Airlines Visa Signature credit card account. The bonus is a reasonable one, but other cards come with more generous signup offers — albeit often with higher spending requirements.
Asiana Airlines Visa Signature cardholders earn three miles per dollar on Asiana Airlines purchases; two miles per dollar on gas and grocery store purchases; and one mile per dollar on all other purchases. There’s no cap on the miles you can earn, even in the bonus categories.
The annual bonuses offered by the Asiana Airlines Visa Signature credit card are generous and more than make up for the card’s $99 annual fee — but only if you fly on Asiana Airlines at least once a year. These annual bonuses include (worth over $500 in the first year you have the card):
2 Asiana Airlines lounge passes
Annual 10,000 bonus miles certificate
Automatic rebate of $100 annually on purchase Asiana Airlines ticket purchases
Star Alliance Membership
Although this card is best for frequent Asiana Airlines flyers, points earned can be transferred to any Star Alliance airline, including Air Canada, Lufthansa, and United Airlines.
Downsides of the Asiana Airlines Visa Signature Credit Card
There are a few big downsides to the Asiana Visa Signature Credit card, including:
It’s not a great card for domestic travelers. Asiana Airlines is one of South Korea’s major airlines. You’ll probably know its routes if you regularly travel to Asia, but if you do most of your traveling domestically, you’re not going to fly Asiana enough to take advantage of the card’s perks.
It’s serviced by just six U.S. airports. These include Chicago O’Hare; Daniel K. Inouye International Airport; Los Angeles International Airport; John F. Kennedy International Airport; San Francisco International Airport; and Seattle–Tacoma International Airport.
The annual fee isn’t worth it if you can’t take advantage of all annual perks. The annual 10,000 bonus miles certificate and $100 annual rebate can only be used if you fly Asiana Airlines.
How it Compares to Similar Cards
Asiana Airlines offers decent rewards and its annual benefits are generous, but other credit cards may be a better option if you don’t live near an airport that services Asiana or if you’d prefer more flexibility in the rewards you redeem.
Check out the cards below to see if a competing travel credit card could be a better alternative for you.
Asiana Visa Signature Credit Card vs. Korean Air SKYPASS Visa Signature Card
The Korean Air SKYPASS Visa Signature Card also offers 30,000 bonus miles for new cardmembers who spend $3,000 within the first 90 days. But it provides only 2,000 bonus miles when your card renews each year and just a $50 coupon for Korean Air ticket purchases annually. The rewards aren’t nearly as generous, while the annual fee is just $4 less at $95.
Although the Asiana card is a better deal, the Korean Air SKYPASS Visa Signature card could make more sense for you if you live near an airport that services Korean Air but not Asiana.
Asiana Visa Signature Card vs. Chase Sapphire Preferred
The Chase Sapphire Preferred has a higher spending bonus of 60,000 miles, but the spending requirement is also higher — you’ll need to make $4,000 in purchases in the first 3 months of account opening to earn the bonus.
The Chase Sapphire Preferred offers double points per dollar on all travel and dining purchases, as well as one point per dollar spent elsewhere. You’ll also score a 25% bonus when you redeem miles for travel purchases through Chase Ultimate Rewards.
Although the rewards program isn’t as generous as the Asiana Visa’s, Chase Sapphire rewards can transfer to a larger number of partner airlines. Plus, Chase Sapphire Rewards can also transfer to hotel chains, so you have much more flexibility in how you use rewards.
Asiana Airlines travelers will definitely get their money’s worth from the Asiana Visa Signature credit card. But if you don’t live near an airport that services Asiana flights or don’t travel to Asia for work or pleasure regularly, you’re likely better off with a different card since you won’t be able to take advantage of the card’s most valuable perks.
You also have the option of joining Asiana Club, the airline’s frequent flyer program, to earn Asiana Club miles without the credit card.