Everything you Need to Know About 7 Eleven Money Order

Need to get a money order but don’t know where to get one, how they work, or how much it’ll cost you? Here is everything you need to know about 7 eleven money order.

7 Eleven Money Order

The typical 7-Eleven money order costs between $1 to $5. The exact fee depends on the size of the money order. The fee increases as the money order amount increases.

The 7-Eleven chain of convenience stores is a popular place to purchase money orders. The chain sells about $5 billion worth of money orders a year.

The store is not a bank, so no checking or savings account is needed to obtain a money order.

About 7 Eleven

7 Eleven is currently one of the largest and well-recognized convenience stores in the United States.  With over 59,000 locations, nearly everyone has heard of the chain. Though 7 Eleven is most known for its frozen beverages, low prices, and 24-hour service, 7 Eleven is also home to a multitude of financial services.

Buying a money order at 7-Eleven will cost you 1-3% of the total amount of the money order – but their fees also depend on the location. There’s a minimum fee of $0.65. 7-Eleven use MoneyGram or Western Union, depending on where the store is located. The maximum money order amount is $500.

  • Location: 7-Eleven
  • Limit: $500
  • Fee: $0.65 minimum, 1-3% of total money order
  • Provider: MoneyGram / Western Union

In addition to being able to cash checks, shoppers can quickly purchase a 7 Eleven money order to pay for a purchase that requires certified funds. Below you will find important information about 7 eleven money orders.

What is a Money Order?

A money order is similar to a check, in that it’s essentially a document used for making payments (although there are some key differences).

The biggest difference between a check a money order is that money orders are prepaid. While you probably have blank checks in a drawer somewhere (or in your wallet, if you’re old school like that), a money order will only be issued after you’ve handed over actual funds.

The buyer will need to pay both for the cost of producing the money order (the fee charged), as well as its issued amount. That can be done in cash, by debit card, traveler’s checks, or by using another form of guaranteed funds. Here is the reason why you would want to use a money order if you haven’t used it before:

  • Privacy. Imagine you’re paying a person or company you don’t entirely trust and don’t want to share your personal information. How would you make sure the payment reaches them without you sharing any personal info? While checks will include that kind of information, money orders don’t – so your privacy is protected.
  • Guaranteed Funds. Since money orders are prepaid, you won’t have to worry about bouncing a check – sufficient funds are guaranteed.
  • Theft Protection. Money orders are also an excellent and safe way to send money to your friends or family. It is even safe to mail a money order! Since you will be specifying the name of the recipient on the money order, it would be nearly impossible to steal your money.
  • Safety. Finally, what if you don’t have a checking account yet but want to pay for a larger purchase? Carrying a suitcase stuffed with cash isn’t a smart idea. Using a money order, on the other hand, is.

7 Eleven Money Order Policy

7 Eleven Money Order

The majority of 7 Eleven locations offer money order purchasing services.  Western Union and Moneygram are the services most commonly used by 7 Eleven to process money order requests.

Some locations also provide customers with access to Vcom ATM money centers that can also be used to purchase money orders.

At all locations,  a 7 Eleven money order can only be purchased using cash.  Neither debit cards nor credit cards are acceptable forms of payment when making a money order-related transaction.

7 Eleven Money Order Fees

There is a $500.00 per money order limit at all 7 Eleven locations. The fee for money orders up to $500.00 is $0.75 per transaction at most locations. If a Western Union money order is lost or stolen a refund can be processed as long as you have a receipt.  The processing fee for a refund is $15.00.

If a Moneygram money order is lost and the receipt is available the processing fee for a refund is $18.00. When a receipt is not available for a Western Union money order a $30.00 processing fee is charged and a research request form needs to be completed. In all cases of lost or stolen money orders the processing fee is nonrefundable.

Buying a 7-11 Money Order

Simply visit the location of your choice to purchase a money order. Visit the counter and tell the cashier you need a money order. They’ll ask the amount of the money order. Within seconds, the money order is ready to go.

You may pay using cash only. Since most locations are open 24-hours per day, getting a money order in the middle of the night is possible.

Read Also: Can You Buy a Money Order with a Credit Card? Is it a good choice?

The Type of Money Order 7-11 Sells

7-11 sells MoneyGram and Western Union money orders. The type of money order you receive depends on your state. People who visit a 7-11 location in states such as California, Colorado, Florida, Mississippi, Rhode Island, and Utah receive Western Union money orders.

To find a 7 Eleven money order location near you click HERE.

Can I Get a Refund?

You can get a refund on an unused money order. You can make the money order out to yourself it the recipient information is yet to be completed.

If the information is completed already, you will need to get in touch with the issuing agency. There is a fee for processing the canceling. Currently, Western Union charges a $15 processing fee to cancel a money order.

It takes six-eight weeks to receive a refund. 7-11 convenience stores do not cash money orders and will not provide refunds.

Can I Track a Money Order?

Contact MoneyGram or Western Union with any questions concerning tracking of a money order or with any other questions or concerns. 7-11 is not responsible for the money order once you’ve purchased it from their store.

For Western Union Money Orders:

Fill out the Western Union money order research request form, including a $30 non-refundable processing fee, and mail it to:

Western Union Financial Services Inc.
P.O. Box 7030
Englewood, CO 80155-7030

Or fax/email it to: (720) 864-0477 / [email protected]

For MoneyGram Money Orders:

Unfortunately, if you lose your MoneyGram receipt, you can’t do much to track your money order. You can fill out a money order search form with the information you do know and send it, along with a $40 non-refundable fee, to MoneyGram.

However, MoneyGram doesn’t guarantee that it will be able to track your money order. For this reason, make sure to keep your money order receipt until you’re sure the money order has been cashed.

Send the search form to:

1550 Utica Ave. So. Suite 100
Minneapolis, MN 55416

For further questions, call MoneyGram at 1-800-955-7777.

Bottom Line

You should remember that you can only purchase money orders at 7-Eleven with cash. If you purchased a money order and didn’t use it, you can endorse it and cash it at your bank or at a retailer that cashes money orders.

7 Eleven Money Order

Also, remember to hang onto your receipt in case your money order is lost or stolen, and follow the instructions we’ve provided for receiving a refund through either Western Union or MoneyGram.

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